Newfoundland and Labrador Hansard — Members' Statements; Statements by Ministers — 15 April 2019 (48th General Assembly, 4th Session, Vol. XLVIII No. 6)
2019-04-15
Newfoundland and Labrador — Debates (Hansard)
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April 15, 2019
HOUSE OF ASSEMBLY PROCEEDINGS
Vol. XLVIII No. 6
The
House met at 1: 30 p.m.
MR. SPEAKER (Trimper):
Admit strangers, please.
Order,
please!
I'd like
to welcome the Members back to this House of Assembly and, as you've all
noticed, we have some guests today I'd like to introduce.
First of
all in the Speaker's gallery, I'm very pleased to welcome David Diamond Terri
Jean Murray from Eastern Health, as well as members of the Burin Peninsula
Eastern Health team: Evelyn Tilley, Glenda Webber, Diane Dunphy, Mary Williams
Fewer and Heather Bungay. They are joining us this afternoon for a Member's
statement and I must say a very special welcome to you and all that you've been
doing.
Welcome
to this House today.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
In the public gallery today,
joining us from the Town of Stephenville, we have the Mayor, Mr. Tom Rose.
Welcome
to you, Sir.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Also joining us in the public
gallery, we have a student from Mount Pearl Senior High. He is job shadowing
today and his name is Matthew Biggin.
Welcome
to you, Matthew.
SOME HON. MEMBERS:
Hear, hear!
Statements by
Members
MR. SPEAKER:
For Members' statements today
we'll hear from the hon. Members for the Districts of Exploits, Fortune Bay -
Cape La Hune, Stephenville - Port au Port, Terra Nova and Placentia West -
Bellevue.
The hon.
the Member for Exploits.
MR. DEAN:
Thank you, Mr. Speaker.
Mr.
Speaker, I rise in this hon. House today to recognize the Towns of Botwood,
Peterview and Northern Arm, as well as Central Health on the joint hosting on
April 11 of their annual Volunteer Appreciation Dinner, hosted this year at the
Salvation Army Citadel in Peterview.
Each
year sees the event hosted on a rotating basis by the three communities during
Volunteer Week to honour the many volunteers in the region and to announce each
town's Volunteer of the Year. The guest speaker for this year's event was Robert
Hannaford of Northern Arm who spoke to the value of volunteers, with the evening
coming to a close with Christine Luscombe of Botwood, Woody Hibbs of Peterview
and both Maxine Fisher and Sheala Hart of Northern Arm being named their
communities Volunteer of the Year.
Mr.
Speaker, I ask all hon. Members to join with me in recognizing the sponsoring
towns, Central Health and our volunteer community on this unique partnership and
shining example of regional co-operation.
Thank
you, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for the District of Fortune Bay - Cape La Hune.
MS. PERRY:
Thank you, Mr. Speaker.
Mr.
Speaker, it's an honour to stand today and pay tribute to a man that was the
embodiment of what it means to be from the South Coast. Calvin Sheppard – or
Calve as he was known – was hard-working, fun-loving and held in the highest
regard by all who knew him.
proudly married his life-long love, Margaret Yarn; they had two children, James
and Megan; and Calvin became the well-known owner of Yarn's Store Limited. I can
state personally that if you had the pleasure to spend time with Calve, he
immediately left a positive impression on you and you had yourself a true
friend. He had an infectious smile, a caring heart and treated all who knew him
with the utmost respect.
Mr.
Speaker, in the fall of 2017, many people were devastated to learn that Calve
had been diagnosed with brain cancer. He fought this disease courageously, but
on August 28, 2018 the stars on the South Coast shone dimmer when Calve passed
away at the age of only 59 years old.
I ask
all Members of this House to join me in paying tribute to Mr. Calvin Sheppard –
a man who was loved, admired and respected by many and whose memory will live on
for years and years to come.
Thank
you, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for the District of Stephenville - Port au Port.
MR. FINN:
Thank you, Mr. Speaker.
Sunday, March 24, the Bay St. George Sick Children's Foundation held its 24th
annual telethon at the College of the North Atlantic in Stephenville. Formed in
1995, their mandate is to lessen the financial burden on families with children
that need to travel outside the Bay St. George region for medical appointments.
Over the
past 12 years, the foundation has assisted hundreds of families, paying for over
800 trips, including 3,200-plus nights of accommodations, costing just over
$770,000.
This
year's telethon raised $52,303 over a nine-hour period, thanks to the generosity
from individuals and businesses throughout the Bay St. George region, as well as
those who made pledges from all across the country. I wish to say a sincere
thank you to the foundation's chair, Marsha McInnis, her amazing board of
directors, as well as the College of the North Atlantic, Eastlink and over 80
community volunteers who gave freely of their time to make this a success.
I ask
all Members to join me in congratulating the Bay St. George Sick Children's
Foundation on their successful telethon and applaud them for their ongoing
efforts for assisting families in need.
Thank
you, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for the District of Terra Nova.
MR. HOLLOWAY:
Thank you, Mr. Speaker.
I would
venture to say that every Newfoundlander and Labradorian living in or outside
the province knows the ballad of “Saltwater Joys” or have sung to “The Pits” and
“Sarah, Sarah, won't you come out tonight.”
Formed
in Glovertown in 1985, Buddy Wasisname and the Other Fellers have entertained us
for more than 30 years. Throughout this time, band members' comedian Kevin
Blackmore, songwriter Wayne Chaulk and accordion player Ray Johnson have played
to sold-out audiences all across the country. Amongst their long list of
accomplishments, this gut-busting trio have produced 20 albums containing 85
original songs, been recognized as Music Entertainer of the Year and Artist of
the Year, received two ECMA nominations and been featured numerous times on CBC
and CTV.
Mr.
Speaker, on May 30, Kevin, Wayne and Ray will not be going up to the gravel pit;
they will be off to St. John's to receive honourary doctorate degrees from
Memorial University of Newfoundland in recognition of their tremendous
contributions to the social, cultural and artistic fabric of this province.
I ask my
hon. colleagues to join me in congratulating Dr. Kevin Blackmore, Dr. Wayne
Chaulk and Dr. Ray Johnson on this milestone achievement.
Bravo!
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Member for the
District of Placentia West - Bellevue.
MR. BROWNE:
Mr. Speaker, I rise today to
recognize a group of health care professionals who are making a difference on
the Burin Peninsula.
Members well know, issues relating to mental health and addictions have been on
the rise across the province. Ensuring patients could access counselling
services were crucial, but three years ago the wait time on the Burin Peninsula
was eight months long, sitting at 180 people.
Talented
members of the Eastern Health staff based in Marystown combined their expertise,
compassion and desire to do good for those they serve and, along with
government's support, changed the model of delivery from an appointments-based
system to a walk-in service. This has cut the wait time to zero, eliminated the
no-show and cancellation rate for appointments and has overall provided patients
with timely access to the services they need.
This
approach, which was pioneered on the Burin Peninsula, is now in play in other
regions of the province such as Labrador City, St. Anthony and Harbour Grace.
The
Burin Peninsula Eastern Health team will be officially recognized for their
efforts at the National Health Leadership Conference this June in Toronto.
Mr.
Speaker, I ask all Members of this hon. House to join me in saluting Members of
the Burin Peninsula Eastern Health team. Each of you are making a difference.
Thank you for your work and congratulations.
Thank
you.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Statements by Ministers.
Statements by
Ministers
MR. SPEAKER:
The hon. the Minister of
Education and Early Childhood Development.
MR. HAWKINS:
Thank you, Mr. Speaker.
I rise
today in this hon. House to provide an update on the K-to-six Mathematics
Bursary Program.
Last
year we announced $40,000 annually for the program to encourage university-level
teacher participation and enhanced learning in K-to-six mathematics content and
instructional practices.
I am
pleased to report that there has been a great interest throughout the province
from school administrators, classroom teachers and specialists looking to ensure
and enhance their knowledge and skills in mathematics.
The
department has also received positive feedback from teachers and specialists
that have taken advantage of the Bursary Program.
One
mathematics program specialist wrote to say, “I would strongly recommend the
Mathematics Bursary Program to a colleague, as it is a wonderful opportunity to
enhance your teaching and learning proficiency in the area of mathematics. After
completing my course, I definitely walked away with a broader, richer
understanding of how to best teach mathematics in a K-6 setting.”
Mr.
Speaker, I encourage more eligible teachers and administrators who work with K-6
students, including substitute teachers, to consider availing of the bursary.
Applications are being reviewed on a regular basis.
implementing these recommendations included in the Premier's Task Force on
Improving Educational Outcomes and the Education Action Plan, we are ensuring
that students receive a high quality education that prepares them to succeed in
whatever path they choose.
Thank
you, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for Conception Bay East - Bell Island.
MR. BRAZIL:
Thank you, Mr. Speaker.
I thank
the minister for advance copy of his statement. The importance of good
mathematics education is vital to Newfoundland and Labrador's future, as we know
that the jobs of tomorrow will likely require youth to have a solid footing in
this subject. For example, in fields of engineering and data science.
Therefore, ensuring that our teachers, specialists and administrators have a
good understanding of the best modern practices for mathematic education is
important if we are to achieve that goal. But more importantly, we must ensure
that the actual testing outcomes are seen to be improving. Newfoundland and
Labrador still performs well below the national average, according to the last
report of the Council of Ministers of Education. We must do all that we can to
improve this situation and strive for nothing less than excellence.
Thank
you, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for St. John's East - Quidi Vidi.
MS. MICHAEL:
Thank you very much, Mr.
Speaker.
I, too,
thank the minister for the advance copy of his statement. I was glad to see this
bursary as one means of enhancing teaching standards of practice for K-to-six
mathematics and I'm glad it's flourishing, but I also look forward to seeing the
other promises in the Education Action Plan for 2019 and 2020, such as a new
assessment framework, new teaching standards of practice and revised courses in
the faculty of education so our younger students can get the best math
foundation possible.
Thank
you, Mr. Speaker.
MR. SPEAKER:
Thank you.
Further
statements by ministers?
The hon.
the Minister of Fisheries and Land Resources.
MR. BYRNE:
Mr. Speaker, more than
80 per cent of the wild fires that occur in Newfoundland and Labrador are
preventable. In 2018, 106 out of 132 fires were caused by human activity, and 12
of those fires occurred before the normal fire season had even started in early
April – a time when many people have the misconception that spring conditions
are always safe for burning.
Although less area was burned in 2018 – we've very happy
about that – the number of fire starts was up compared to 2017. Fast action by
our excellent fire suppression crews ensured protection of more forest land last
year, and reflects the ever-constant need for vigilance in forest fire
prevention. I'm also very pleased to inform the House, Mr. Speaker, that we will
be hiring 10 student firefighters this summer, who will gain valuable experience
and bring their youthful energies to a demanding profession. This new initiative
will be a fantastic source of employment for students in our forestry technician
programs as well as the related fields of natural resources.
Mr. Speaker, while spring is traditionally the time of year
to get outside and clear up our properties after a long winter, I cannot
overemphasize the importance of exercising extreme caution when using fire
during spring cleanup activities near forested land. Grass burning is a
long-standing spring tradition in Newfoundland and Labrador, but the practice is
not always safe. And while dead vegetation in fields and other open areas may
appear wet in spring, it can ignite quickly under warm or windy conditions – and
this is the cause of most fires that occur early in the season.
The 2019 forest fire season will be in effect from May 1 to
September 30 on the Island portion of the province, and from May 15 to September
30 in Labrador. Under the Forestry Act ,
a permit to burn is required to burn brush on forested land or within 300 metres
of forest land during the
fire season, and failure to comply is an offence under this act.
Mr.
Speaker, I urge all residents, please, take every measure possible to not become
a forest fire statistic. Help protect our vital forest lands, as well as the
dedicated fire suppression crews that work tireless to fight fires when the call
comes in at great risk to themselves, by taking extra care to prevent forest
fires.
Thank
you very much, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for Mount Pearl North.
MR. LESTER:
I thank the minister for the
advance copy of his statement. Mr. Speaker, the statistics presented in this
statement are indeed very concerning. The fact that over 80 per cent of our
forest fires in our province are preventable and the fact that the number of
forest fire starts was higher in 2018 than 2017 should also give us pause for
thought.
As the
minister referenced in his statement regarding the grass-fire burning, I know in
my own particular neighbourhood it's not spring unless you can smell a grass
fire in the air. I remember on many occasions when the fire department would
have to show up and prevent tragedy from happening, but it can quickly manifest
into something very serious.
At this
time of year, people often take the opportunity to clean up around their
properties and it's certainly important to remind residents that brush and
forest fires can be very dangerous and destructive. I encourage all people from
across the province to take the necessary steps to prevent forest fires. This
includes the management of our forests. It's most important that we manage our
forests, harvest at the appropriate time, if not, Mother Nature will cause those
forest fires.
certainly wish residents, fire crews and certainly the new student firefighters
a very safe and fire-free summer.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for St. John's East - Quidi Vidi.
MS. MICHAEL:
Thank you very much, Mr.
Speaker.
I thank
the minister for the copy of his statement. Horrific wildfires are causing
unprecedented devastation to human life and property on many parts of the globe
– surely, the effect of climate change. In our own province, we see human
activity causing forest fires, which put the lives of fire suppression crews at
risk and destroy valuable forest assets.
As we
may be facing hotter, drier and longer summers, and I think we're sure that's
going to happen, I suggest to the minister, it may be time to consider a law
banning grass burning as a practice, not just a caution to be safe.
Thank
you very much, Mr. Speaker.
MR. SPEAKER:
Thank you.
Further
statements by ministers?
Oral
Questions.
Oral Questions
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
MR. CROSBIE:
Thank you, Mr. Speaker.
recently as July 28, the Premier said his government's mission is to make sure
rates don't go much above 17 cents per kilowatt hour when Muskrat Falls is fully
online in 2021.
Can the
Premier explain why he has now adopted a target rate of 13.5 cents per kilowatt
hour –
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. CROSBIE:
– which is not a Muskrat
mitigation rate but a subsidy to the shareholders of Newfoundland Light and
Power?
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Thank you, Mr. Speaker.
Well,
any day that I get the opportunity to stand in this House and compare a very
credible Muskrat Falls rate mitigation to the CHEAP that we have out there, Mr.
Speaker, simply put, people in Newfoundland and Labrador can't afford your plan,
17 cents is too much for ratepayers or taxpayers to pay in this province. They
just simply can't afford that.
Mr.
Speaker, the unfortunate thing to do, or for me today, is standing here and
realizing that $500 million a year right now would go towards Muskrat Falls rate
mitigation that was never told to the people in Newfoundland and Labrador when
your party, the PC Party, sanctioned this in 2012.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
MR. CROSBIE:
Mr. Speaker, the Premier
knows that Newfoundland and Labrador Hydro filed 14.67 cents per kilowatt hour
with the PUB as the rate immediately prior to Muskrat Falls coming online.
Does the
Premier agree that his plan to subsidize electrical rates down to 13.5 cents is
a plan to –
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
Please
proceed.
MR. CROSBIE:
– substitute Light and Power?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Thank you, Mr. Speaker.
Well,
the 13.5 per cent base that we put in place today would be what we would see as
the normal progression of rates that would be based on the Public Utilities
Board, Mr. Speaker, just over 12 cents a kilowatt hour right now. Any increase
in electricity rates impacts people of Newfoundland and Labrador. It impacts how
competitive we are as a province.
I know
the Leader of the Opposition there, under the Crosbie plan, is trying to defend
17 cents, Mr. Speaker, but that is even higher then when they sanctioned the
project in the beginning. What we put in place today is a rate mitigation plan
that properly reflects where we believe this province will be in rates in 2021
when Muskrat Falls generation comes online.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Leader of the Official Opposition.
MR. CROSBIE:
Mr. Speaker, the Premier
knows full well because his government required the tabling of it that our plan
fixes rates at 14.67 cents per kilowatt hour.
The
biggest factor in the Premier's rate mitigation plan is $200 million from the
federal government which they have not actually agreed to pay.
How does
an honest government spend $200 million, which is part of a wish list?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Mr. Speaker, once again we
hear the Leader of the Opposition, Leader of the PC Party, defending a 17-cent
rate mitigation plan; way too much for people in this province.
We know
that former PC governments had a problem with math. As a matter of fact, I can
remember when the former minister of Finance said that math was not his forte.
Well, neither is it the forte of the current Leader of the Opposition because he
double counted $150 million in his Crosbie plan.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
Order,
please!
MR. CROSBIE:
Perhaps the Premier could explain that if the $200 million is not forthcoming
from the federal government, where's he going to get the $200 million?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Mr. Speaker, over the last 3½
years we've had a lot of success working with our federal government, when you
look at nearly $80 billion worth of transactions. This is about financial
restructuring. This is not about the federal government coming with a cheque,
we've made that quite clear this morning.
The
Public Utilities Board, in their interim report on February 15, said the
greatest opportunity, the best potential, their greatest potential for rate
mitigation when it comes to restructuring the financial arrangements with the
federal government, they saw that as there, it was possible and it was our
greatest opportunity.
Prime
Minister Trudeau agreed to that, Minister Morneau and I had a meeting, we're
working together expeditiously to achieve rate mitigation, and our current
minister, Seamus O'Regan, who's in town today, attended the meeting.
We know
we can achieve this.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
Order,
please!
MR. CROSBIE:
Now we found something out.
Now we
know that the $200 million is money which is going to be extracted down the road
from our children and our children's children, typical of the leadership of this
government.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. CROSBIE:
What does the Premier have to say to ratepayers who have invested massively in
mini splits, and now find out that under his rate plan their investments were
unnecessary?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Mr. Speaker, for the life of
me, I've never heard anyone say you should waste electricity, except for the
current Leader of the Opposition, the PC Leader.
He is
now suggesting that people shouldn't make wise use of electricity. Why would
anyone who represents Newfoundlanders and Labradorians not want to make sure
that people use their electricity wisely? Those who have made those investments,
I would say thank you to them, because it now puts us in the position where we
can use surplus energy, we can sell surplus energy and we can attract industry
to our province.
Mr.
Speaker, what I will not do is listen to the Leader of the Opposition that he
says we're putting this out to future generations.
The
single biggest challenge that we face in this province today is the impact of
Muskrat Falls on every single generation out into the 2050s. Is he proud of that
legacy?
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
Order,
please!
I ask
for co-operation.
Order,
please!
The hon.
the Leader of the Official Opposition.
MR. CROSBIE:
Mr. Speaker, it will be a
relief to get on the campaign trail where I can get away from listening to
continued whining from the Premier.
SOME HON. MEMBERS:
Hear, hear!
MR. CROSBIE:
Yesterday was the 75th
anniversary of Hydro-Québec, and as part of the celebrations, Hydro-Québec
promoted the development of Gull Island.
I ask
the Premier: Is Nalcor or any of his officials in discussions to develop Gull
Island?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
First of all, Mr. Speaker,
very pleased to rise in this House today and listen first and foremost to the
Leader of the Opposition, the Leader of the PC Party, just like we've seen
previously leaders, defend the decision on Muskrat Falls.
Yes, I
am looking forward to getting on the campaign trail too. Mr. Speaker, it took an
inquiry get the truth out about the decisions that had made with the Muskrat
Falls.
Now,
when it comes to the question, Mr. Speaker, about Gull Island or any future
developments, we are not talking about those kinds of developments. What we're
talking about would be transportation and mining, but I can guarantee you this.
We will never expose ratepayers or taxpayers of this province to a Muskrat Falls
project, regardless of what happens in the future.
I am,
like every single Newfoundlander and Labradorian, looking forward to 2041 when
we get the Upper Churchill back.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
MR. CROSBIE:
Somehow I think Gull Island
went missing in the answer. Let's try our luck on the next one.
Hydro-Québec says we don't have a choice but to develop Gull Island with them.
Does the
Premier agree?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
No, I don't agree, Mr.
Speaker. What I look at when I talk to my colleagues in the Atlantic Provinces,
we have about 1,700 megawatts of coal power that will need to be displaced in
2030. If the answer to that or part of the answer to that is future developments
in our province, why wouldn't any responsible Premier take a look at that?
You see,
co-operation and partnership is what this government is built on. Keep in mind,
Mr. Speaker, it was the Leader of the Opposition, the Leader of the PC Party,
just a few weeks ago said the best thing we'd be doing is fight against all the
people that he's now suggesting are part of a solution for our future.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Leader of the
Official Opposition.
MR. CROSBIE:
Mr. Speaker, Ray Kroc,
founder of McDonald's restaurants, said that he could create faster than his
competitors could copy. I congratulate the Premier for attempting to copy the PC
Party platform to repeal the insurance premium tax, but would ask him –
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. CROSBIE:
– why he intends to only go
halfway.
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Mr. Speaker, I'm looking
forward to a box of Kleenex that could actually have the PC platform on it
because that's what you could put it on: a piece of tissue.
Mr.
Speaker, we listened to people of our province and I can guarantee you it didn't
take the Leader of the Opposition to actually convince me about insurance tax.
We put in place a plan in 2016 that when we were in the position to do it, Mr.
Speaker, we would relieve people of this province.
I didn't
like the decisions that we made in 2016, but I'll guarantee you I like the track
that we're on today, being in a position to give back to the people of our
province, because they've asked us – regardless of what a former injury lawyer
would have said, we're here on behalf of Newfoundlanders and Labradorians and we
will give relief when relief is available.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Order, please!
The hon.
the Member for Conception Bay East - Bell Island.
MR. BRAZIL:
Thank you, Mr. Speaker.
Minister, I must question again how you can stand by and watch the Pharmacy
Board force pharmacy technicians in this province to travel to another province
to do their exam and, upon their exam completion, register in that province and
then apply to the Newfoundland and Labrador Pharmacy Board for registration
here. How does this make any sense?
MR. SPEAKER:
The hon. the Minister of
Health and Community Services.
MR. HAGGIE:
Thank you very much, Mr.
Speaker.
The
Pharmacy Board is responsible for regulating the profession of pharmacy in this
province. They have that autonomy under the act and we have no role as
politicians in interfering with professional standards. There was a seven-year
transition put in place and two years of bridging money provided by this
government to enable those technicians, who wish to, to avail of it.
At the
end of that, it was the decision of the Pharmacy Board that that program would
terminate. Those people who went through it and were successful, I congratulate
them. Those people who did not, we have worked with them as far as possible to
try and accommodate their needs, but at the end of the day the decision is that
of the Pharmacy Board.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Member for
Conception Bay East - Bell Island.
MR. BRAZIL:
Thank you, Mr. Speaker.
But the
minister is responsible for the quality of health care here and that includes
every component here. So what he's saying is we'll take taxpayers' money, give
it to a technician to travel to another province to do an exam, register there,
then come back to this province and register with a board here that is qualified
to be able to do the registration here in Newfoundland and Labrador. It still
makes no sense to me. It makes no sense to people in the health profession and
it definitely makes no sense to those technicians.
Minister, you still have time to prevent the valuable health professionals from
being forced out of their positions. Will you work with Eastern Health to ensure
that the pharmacy assistants can work side by side with pharmacy technicians and
pharmacists in our health care system as other jurisdictions allow?
MR. SPEAKER:
The hon. the Minister of
Health and Community Services.
MR. HAGGIE:
Thank you very much, Mr.
Speaker.
The
issue of pharmacy technicians and their licensing lies very clearly with the
Pharmacy Board. Money was provided, courses were arranged and support was
provided to tune of in excess of $60,000 in the last year, Mr. Speaker.
At the
end of the day, it is about standards. Those standards are set by the Pharmacy
Board, not the Department of Health.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Member for
Conception Bay East - Bell Island.
MR. BRAZIL:
Thank you, Mr. Speaker.
It's
been three months since the minister announced that ophthalmologists could offer
cataract surgeries in their clinics; yet, to date, there have been no surgeries
performed in these clinics that would be covered under the announced program.
When can
we expect people to be able to get life-altering cataract surgery in these
clinics as was promised by your administration three months ago?
MR. SPEAKER:
The hon. the Minister of
Health and Community Services.
MR. HAGGIE:
Thank you very much, Mr.
Speaker.
There is
a transition committee established under the arrangement that was put in place
by the Members opposite when they were in government to have surgeries and
procedures transition from the RHAs into private-based offices. Negotiations
with the NLMA are underway. We are now engaged in standard-setting activities to
make sure that the people who chose to go to a private clinic will do so with
protection around quality and standards.
This
will broaden access to cataract surgeries, but it has to be done right, and we
are getting it right, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for Conception Bay South.
MR. PETTEN:
Thank you, Mr. Speaker.
The
Liberal levy has collected in total $160 million since it was announced. This is
almost half the spending announced last week by the Liberals.
I ask
the Premier: What is the estimated revenue for the 2019-2020 fiscal year?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Thank you, Mr. Speaker.
As the
Member knows, the levy is going to be gone this year. There was legislation put
in place to eliminate the levy, when the levy was put in place in the beginning.
wouldn't have needed the levy if we weren't left with a fiscal mess by the Party
opposite, but to get more direct and answer the question, Mr. Speaker, it's
approximately $60 million.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for Conception Bay South.
MR. PETTEN:
Thank you, Mr. Speaker.
As the
minister pointed out, they're going to remove it at the end of this year, but
we're asking why can't the Liberal government immediately put money back into
people's pockets by eliminating it tomorrow?
I ask
the Premier: Will you ensure that there is no levy charged on the residents of
this province for the 2019-2020 fiscal year?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Mr. Speaker, I'm very proud to say that today the Premier made the announcement
that we were eliminating the tax on automobile insurance.
SOME HON. MEMBERS:
Hear, hear!
MR. OSBORNE:
Mr. Speaker, that's putting
money back in the pockets of the people of the province. But day after day,
after day after day Members opposite stand and ask us to spend more money in
Question Period, in petitions, and they ask us to eliminate taxes.
Mr.
Speaker, we've employed a balanced approach on this side. We've gotten the
province back on a sound fiscal footing. We are turning the corner, Mr. Speaker,
from the mess that was left by the previous administration and I can guarantee
you that as we can provide relief, we will provide relief. We did it again
today.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Member for Mount
Pearl North.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. LESTER:
I guess it's just a
coincidence that possibly tomorrow there will be an election announcement.
The
economic growth strategy for Newfoundland and Labrador was given to the Liberal
government in February of this year. Today, on what could be the last week of
their mandate, they release it.
Why
didn't the Premier produce and follow a plan the very first day he came into
office?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Mr. Speaker, what a joke –
what a joke. Receive a report today and tell everybody in the province exactly
how we're going to deal with the report today – what a joke.
Mr.
Speaker, we released the report today. We promised we'd release the report. We
did indicate that the report was to inform budget 2019 and we indicated that
we'd release the report, Mr. Speaker, shortly after the budget. I guess they're
going to complain that we actually did it before the budget.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Member for Mount
Pearl North.
MR. LESTER:
The McKinsey report reads:
Unemployment rate is significantly higher than the national and only about half
of Newfoundland and Labrador's population of labour force age are employed.
How does
the Premier expect the people to re-elect them when he has failed to provide job
growth in the province?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Oh my God! Mr. Speaker, we've
had nine consecutive months of year-over-year job growth in this province.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. OSBORNE:
Mr. Speaker, their budget of
2015 projected what the employment would be in this province. We have surpassed
it. We surpassed what they projected.
SOME HON. MEMBERS:
Hear, hear!
MR. OSBORNE:
Mr. Speaker,
Budget 2015 projected what capital investment would be in this
province. We have surpassed it. Budget
2015 projected what retail sales would be today. We have surpassed it, Mr.
Speaker. We have surpassed their projections of
Budget 2015 .
As I
said last week, it was fudge-it budget.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Order, please!
The hon.
the Member for Mount Pearl North.
MR. LESTER:
While I'm not quite used to
such a theatrical performance by the minister, I find it insulting, as do the
families and friends of the over 20,000 people that have had to leave this
province to find work.
The
McKinsey report notes that for the province to meet its potential, government
action needs to accelerate timelines, incentivize exploration and drilling.
I ask
the Premier: How can you increase timelines if you do not stop the federal
delays?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Mr. Speaker, the Premier and
the Minister of Natural Resources have gone and spoken to Senate, they've spoken
with the federal government.
We take
the role of government very seriously. We are doing what we can to reduce the
timelines. One of the recommendations in the report was to reduce the timelines,
another recommendation was to incentivize exploration in this province. That's
the reason. He wanted us to immediately tell people our response to the report.
Some departments are actually still working on some of the recommendations.
We made
an announcement in Holyrood a couple of days ago. We made an announcement about
MRO today. There will be several other announcements regarding McKinsey in the
budget tomorrow.
As we
indicated, it was to inform Budget 2019 and we will continue to work with that
and The Way Forward , to inform
The Way Forward and (inaudible) –
MR. SPEAKER:
Thank you very much.
The hon.
the Member for Mount Pearl North.
MR. LESTER:
Interestingly enough, under
this administration, the $1 million McKinsey report recommends more money needs
to be spent on more reports.
thought in 2015 the people committed to paying Members opposite, Members of
government, to lead the province, not a $1-million report.
Can the
minister explain to taxpayers that this was a good value for taxpayers?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Mr. Speaker, the report is
suggesting that we can increase GDP somewhere between $5 billion and $12
billion, that we can add another 27,000 to 30,000 jobs in this province. If we
get just a fraction of that, the investment is well worth it.
The
announcement we made today regarding MRO has the ability to create hundreds of
high-paying jobs in a globally growing industry. If we can just do that one
announcement, that one project, it's worth the investment. It's talking about
several other sectors where we can improve and increase the number of jobs.
We are
determined to turn this province around. We're doing it. We're creating
employment. We've got a track record of doing so.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
The hon. the Member for Mount
Pearl North.
MR. LESTER:
McKinsey highlighted top five
high-potential priority sectors. One of them was ocean technology, which we are
now playing second fiddle to Halifax. Two: offshore oil, which this government
has just sold out under the Atlantic Accord and now falling victim to C-69, and
the fisheries, which this government failed to get a federal fund to diversify.
Why have
you spend four years doing the exact opposite of what McKinsey says you should
have been doing to grow our economy?
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Mr. Speaker, another example
of why the Members opposite would be asleep at the wheel.
Mr.
Speaker, our Premier and our Minister of Natural Resources have gone to the
world, gone to the global oil industry, they've eliminated or reduced the risk
of doing exploration in this province by doing the geoscience and the seismic
work in this province. We've got almost 100 exploration wells registered with
this province today, Mr. Speaker. If just one in five or one in six of those
wells turns to a profitable project – the size of our oil industry right now is
just at the infancy.
We've
been doing the things we need to do to create jobs. We'll continue to doing
whatever we need to do to create jobs. We make no apology for that.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Just a little reminder to all
the Members, it is Oral Questions, I want to hear the questions and I want to
hear the answers. I will not tolerate interruptions.
The hon.
the Member for Topsail - Paradise.
Thank
you.
MR. DINN:
Mr. Speaker, the Seniors'
Advocate, Dr. Suzanne Brake, was appointed on November 8, 2017.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. DINN:
Thank you, Mr. Speaker.
Under
the Seniors Advocate Act , Dr. Brake
was required to file an annual report to the Speaker of the House of Assembly.
This has not happened.
Mr.
Speaker, why is the minister allowing this important work to fall by the
wayside?
MR. SPEAKER:
This question is out of
order. It's a part of the Statutory Office world that's within the Speaker's
office. If you'd like to discuss, I'd invite the Member to come and see me.
Another
question please.
The hon.
the Member for Topsail -Paradise.
MR. DINN:
Mr. Speaker, the Seniors'
Advocate was established to provide a critical voice to systemic issues seniors
are facing and to make recommendations to government to improve senior services.
It's now been five months since the report should have been presented.
I ask
the minister: Will she explain why the voice of seniors has been silenced by
this government?
MR. SPEAKER:
I will tolerate the question.
The hon.
the Minister of Children, Seniors and Social Development.
MS. DEMPSTER:
Mr. Speaker, while you have
already ruled that the question is out of order, I will take a minute to talk
about how pleased we are because that it in independent office –
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MS. DEMPSTER:
– of the House, Mr. Speaker,
I will take a minute to say how pleased this government was to set up the Office
of the Seniors' Advocate, certainly not a luxury. As one of the most
rapidly-aging provinces in our country, we take the concerns of seniors very,
very serious. That's why we implemented a supplement; $122 million. We're
reaching out to 47,000 seniors in this province, and 155,000 low income, helping
them to meet their needs everyday. We'll continue to take care of the seniors in
this province.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for St. John's East - Quidi Vidi.
Order,
please!
MS. MICHAEL:
Thank you very much, Mr.
Speaker.
While
government was elected almost four years ago, only today, on the eve of another
election, are they offering a hastily-concocted grab-bag of ideas on how to deal
with power rate mitigation.
I ask
the Premier: Knowing, as we all did, this was going to be a monumental problem,
why did he wait until the last minute to pretend he has a plan?
MR. SPEAKER:
The hon. the Premier.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
PREMIER BALL:
Thank you, Mr. Speaker.
Well,
when you compare it to the leader of the Third Party, their plan, they have no
rate mitigation plan, Mr. Speaker. They are suggesting that it's okay to subject
ratepayers and taxpayers to some twenty-two-point-odd cents per kilowatt hour.
That is not what we think is possible.
Mr.
Speaker, I made it quite clear on many, many occasions in the last few weeks
that before budget of this year we wanted to get out a rate mitigation plan. We
also want to deal with the looming increases in insurance in our province. We
will come through with a budget that reflects the priorities of Newfoundlanders
and Labradorians.
Mr.
Speaker, I wish that those $500 million that we have to put toward rate
mitigation could go to other priority areas and programs from Newfoundlanders
and Labradorians, but we've been dealt with this and we're fixing this mess up.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for St. John's East - Quidi Vidi.
MS. MICHAEL:
Thank you very much, Mr.
Speaker.
If the
Premier is going to refer to our programs or our thoughts, he better get his
facts straight.
One of
the largest claims in government's so-called rate mitigation plan is $200
million from the federal government.
I ask
the Premier: Will he please tell the people of the province exactly how he has
come up with the $200 million figure from the federal government?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
First of all, Mr. Speaker, if
you look at the plan, it clearly outlines – it starts at some $725 million,
which is the first requirement in 2021.
Mr.
Speaker, some people ask questions, and I know they don't want to hear the good
answers, but what we've outlined is a very factual representation of where the
needs would be.
Mr.
Speaker, it brings rates back to 13.5 cents. We've been able to come up with
provincial resources of some $525 million, all clearly outlined. It leaves us
with $200 million.
The PUB
looked at some $80 billion worth of transactions that would occur over the life
of this project, the finances, and they all agreed that the best opportunity,
the greatest potential, lies within restructuring; that would include the
federal government, and the federal government agrees with that.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for St. John's East - Quidi Vidi.
MS. MICHAEL:
Thank you very much, Mr.
Speaker.
There
are no details on how they've come up with $200 million as the figure. For the
past month, on the eve of on unnecessarily early provincial election call,
government has been flagrantly using its executive power to pile spending
announcements on the people of the province.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MS. MICHAEL:
I ask the Premier: Does he
really think the electorate will not see through his attempts to buy their votes
with their own money?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Mr. Speaker, back in 2016 we
outlined a plan for the future of this province. It was about growth and
sustainability. It was The Way Forward .
Embedded in all of this is how we actually increase economic diversification,
how we give back when we're in the position to be able to do so. We were
determined to discipline to keep a financial track in place.
Over the
last 3½ years, I've listened to Members opposite ask for many, many different
things. We've had the financial discipline to make the decisions. Mr. Speaker,
today was an opportunity for us in this government to give back to the people of
Newfoundland and Labrador.
I look
forward to the budget tomorrow, Mr. Speaker, with how we maintain our fiscal
track, yet give back to the priority areas of Newfoundland and Labrador.
I look
forward to debating the NDP rate mitigation plan.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Member for St. John's East - Quidi Vidi.
MS. MICHAEL:
Thank you very much, Mr.
Speaker.
This
morning's dog-and-pony show on rate mitigation lists no details on the numbers
government claims will be used –
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MS. MICHAEL:
– to lower crippling Muskrat
Falls power rates.
I ask
the Premier: How does he expect people to believe his so-called plan will work
with absolutely no detail on how government arrived at the numbers?
MR. SPEAKER:
The hon. the Premier.
PREMIER BALL:
Mr. Speaker, one of the first things that we did when we looked at the impact of
Muskrat Falls was bring back the Public Utilities Board. It was appropriate that
we do that near the end, as the project would be getting completed because that
left little risk then for the price of the project to escalate.
Mr.
Speaker, we know this has an impact on electricity rates. We have put in place a
plan that clearly describes where the money comes from; it clearly describes and
is tied to some of the work that's been done by the PUB. We've had our
discussions with the federal government. They know that we can achieve rate
mitigation of $200 million, that Member opposite if referring to, by restricting
the financial resources or the financial structure of Muskrat Falls.
Mr.
Speaker, this is good news for ratepayers and taxpayers in this province. The
Member opposite can shake her head all she wants because they have no plan.
We've put our plan in place. Where is yours?
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Order, please!
Time for
Oral Questions is over.
Thank
you.
Presenting Reports by Standing and Select Committees.
Presenting Reports
by Standing and Select Committees
MR. SPEAKER:
The hon. the Member for St.
George's - Humber.
MR. REID:
Mr. Speaker, I'm pleased to
stand today to table the report of the Privileges and Election Committee on a
point of privilege against the Member for Terra Nova respecting the release of
reports of the Commissioner for Legislative Standards.
SOME HON. MEMBERS:
Oh, oh!
MR. SPEAKER:
Order, please!
MR. REID:
The Committee has studied the
matter and considered it carefully. In light of the lack of statutory
requirements and the lack of clarity and understanding around parliamentary
tradition, the Committee recommends to the House that there be no finding of
contempt in this matter.
MR. SPEAKER:
Thank you.
Further
presenting reports by standing and select committees?
Tabling
of Documents.
Notices
of Motion.
Notices of Motion
MR. SPEAKER:
The hon. the Minister of
Finance and President of Treasury Board.
MR. OSBORNE:
Thank you, Mr. Speaker.
I give
notice that the House approve in general the budgetary policy of government.
MR. SPEAKER:
Thank you.
MR. OSBORNE:
Further, Mr. Speaker, I give
notice that I will on tomorrow move that the House resolve itself into a
Committee of Whole on Supply to consider certain resolutions for the granting of
supply to Her Majesty, Bill 7.
MR. SPEAKER:
Thank you, Sir.
Further
notices of motion?
The hon.
the Member for Bonavista.
MR. KING:
Mr. Speaker, I give notice,
seconded by the hon. Member for Harbour Grace - Port de Grave, that:
WHEREAS
the Leader of the Opposition has finally admitted that the problems we have
faced as a province over the last four years were inherited from the previous
administration; and
WHEREAS
the projected deficit for the year 2016-17 was projected to be $2.7 billion if
no action was taken, making it the largest deficit in the province's history;
and
WHEREAS
despite the fiscal situation we found ourselves in when forming office, we have
drastically reduced our provincial deficit; and
WHEREAS
government spending throughout the former PC administration increased by over 50
per cent, despite a decline in oil revenues; and
WHEREAS
our government has stabilized spending to a manageable level, reduced our
reliance on oil and diversified our economy;
THEREFORE
BE IT RESOLVED that this hon. House supports the fiscal and economic
plan for the province as laid out in budget 2019.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
Thank you.
The hon.
the Government House Leader.
MR. A. PARSONS:
Yes, thank you, Mr. Speaker.
The
private Member's resolution just entered by the Member shall be pursuant to
63(3), the private Member's resolution to be debated this Wednesday.
MR. SPEAKER:
Thank you, Sir.
Further
notices of motion?
The hon.
the Member for St. George's - Humber.
MR. REID:
Thank you, Mr. Speaker.
I give
notice that I will on tomorrow ask leave to introduce the following motion:
BE IT
RESOLVED that the House of Assembly concur in the report of the Standing
Committee on Privileges and Elections on a point of privilege raised against the
Member for Terra Nova respecting the release of a report of the Commissioner for
Legislative Standards.
MR. SPEAKER:
Thank you.
Further
notices of motion?
The hon.
the Government House Leader.
MR. A. PARSONS:
Mr. Speaker, I give notice
that I will ask leave to move the following resolution respecting the
appointment of a Citizens' Representative:
BE IT
RESOLVED by the House of Assembly as follows:
WHEREAS
section 3 of the
Citizens' Representative Act provides
that the Citizens' Representative is to be appointed by the Lieutenant-Governor
in Council on a resolution of the House of Assembly;
NOW
THEREFORE
BE IT RESOLVED that Mr. Bradley Moss be appointed as the Citizens'
Representative effective May 1, 2019.
MR. SPEAKER:
Thank you, Sir.
Further
notices of motion?
Answers
to Questions for which Notice has been Given.
Petitions.
Petitions
MR. SPEAKER:
Sorry, I just want to clarify
the Member for Humber - Bay of Islands has a petition?
MR. JOYCE:
Yes.
MR. SPEAKER:
Okay, Sir.
Petitions, Sir, you may proceed.
MR. JOYCE:
Thank you.
WHEREAS
the successful proponents for the new hospital in Corner Brook are scheduled to
be announced this spring with construction anticipated to begin in the fall, and
as this is estimated to be a four-year construction period, and as there are
experience local tradespeople and labourers in the area.
THEREFORE we, the undersigned, petition the hon. House of Assembly as follows:
To urge the Government of Newfoundland and Labrador to encourage companies that
are awarded the contracts for the new hospital to hire local tradespeople and
labourer, at no extra costs to the taxpayers, so that they can work in their own
area, support the local economy and be able to return home to their families
every evening.
Mr.
Speaker, I present another petition here today, and there are people here from
Bay Roberts, CBS, Meadows, Gillams, Gallants and Irishtown-Summerside.
Mr.
Speaker, once again, I ask the government, they're making a lot of announcements
now, and lot of good announcements, why not make the announcement now with the
hospital that there'll be local people?
One of
the things that a lot of people have brought up to me, a lot of local
tradespeople, is there are a certain amount of people from outside Newfoundland
who are renting houses right in Curling and Corner Brook, and they drive by them
every day and they can't get work at the long-term care.
We see
government on numerous occasions that they can ensure that local people are
hired, so a four-year contract has to be given special consideration. I know the
minister is working with TradesNL on this, but what a great news announcement
for the Corner Brook, the Humber - Bay of Islands area, for the Baie Verte area,
the Port au Port area and down the Northern Peninsula also for all the
tradespeople that are well-qualified in the area to work for four years. What a
great announcement, saying that there will be local people hired.
Mr.
Speaker, I have to say, and I said it again before, last year, tradespeople were
willing to put up their own money so there'd be no extra cost to the taxpayers.
I don't know where that was ever done before, where a certain trades group would
put up money just to keep the local people home. They are well qualified. They
will do a great job. What a good news announcement.
I would
be at the announcement, I would make sure that I would applaud the announcement
to keep people home for four years, to build and construct the hospital,
well-trained, instead of having to drive by houses now where they know people
from Nova Scotia are renting for two, 2½ years to do the long-term care
facility, when there are qualified people in their town, they'd drive by those
houses every day.
I urge
the government to make sure the companies hire local. It would be a great news
announcement before the election. I encourage the minister to continue work with
TradesNL to ensure that's going to be done.
Thank
you, Mr. Speaker.
MR. SPEAKER:
Thank you.
The hon.
the Minister of Transportation and Works for a response, please.
MR. CROCKER:
Thank you very much, Mr.
Speaker.
I thank
the hon. Member for the question. As the hon. Member alluded to, we are working
with TradesNL, we're also working with the Newfoundland and Labrador
Construction Association. Just last year, actually, we worked with the
Construction Association to partner them and the proponents for the new acute
care hospital with businesses throughout the province.
We had
over 100 businesses, local businesses show up that day to actually have
conversations with the people who will actually be building this facility.
What
comes with Newfoundland and Labrador companies is Newfoundland and Labrador
workers, so we will continue to work with the Construction Association and
TradesNL to that end.
It just
gives me an opportunity, too, to talk about our infrastructure plan. Just this
past Friday, my colleagues from Gander and my colleague from Grand Falls-Windsor
actually had the opportunity to announce the successful proponent for the two
new long-term care facilities in Central; a great achievement for the people of
Central Newfoundland and Labrador, and something that will bring local jobs and
work for local companies.
Thank
you very much, Mr. Speaker.
MR. SPEAKER:
Thank you.
Further
petitions?
The hon.
the Member for Topsail - Paradise.
MR. DINN:
Thank you, Mr. Speaker.
WHEREAS
there needs to be sufficient resources to provide proper care for those who
cannot speak for themselves, instances within long-term care and other regional
health facilities have compromised the necessary care trained professionals need
and want to provide; and
WHEREAS
it is time our seniors and others in need are no longer ignored, but protected
and treated with dignity, compassion and respect, along with all human rights
and entitlements.
THEREFORE we petition the hon. House as follows: We, the undersigned, call upon
the House of Assembly to urge the Government of Newfoundland and Labrador to
provide the level of resources to ensure residents in long-term care and other
applicable regional health facilities housing persons with dementia, Alzheimer's
disease and other cognitive debilitating conditions receive appropriate safety,
protection from injuries, proper hygiene care and other required care on a
consistent basis.
Mr.
Speaker, the Member for Mount Pearl - Southlands has brought similar petitions
forward addressing the care for our seniors in the homes. It is no way a
criticism at all of the competency and professionalism of our staffing, but
there are instances occurring, for whatever reason, where elders are left
unattended to care for themselves.
I call
upon and urge government to step forward and have a look at this. I'm hoping the
report from the Seniors' Advocate will highlight this as well. I'm hoping there
will be some guidelines that will help elevate this issue.
Thank
you so much.
MR. SPEAKER:
Thank you.
Further
petitions?
The hon.
the Member for St. John's Centre.
MS. ROGERS:
Thank you very much, Mr.
Speaker.
These
are the reasons for this petition: Newfoundland and Labrador is the only
province to still require an assessment and referral from the Centre for
Addictions and Mental Health, CAMH, Gender Identity Clinic in Toronto. The wait
time for an assessment at CAMH is approximately two or more years. In recent
years, other provinces have improved their in-province assessment and referral
processes in addition to increasing coverage and funding for gender-affirming
surgeries. Without adequate MCP coverage these surgeries can cost thousands of
dollars.
The
Department of Health and Community Services is already engaged in investigating
an in province assessment and referral process. Long wait times for gender
affirmation surgeries often contribute to prolonged gender dysphoria and
worsened mental health. Among transgender youth age 14 to 25 in Canada, 65.2 per
cent considered suicide and 36.1 per cent made at least one suicide attempt in
the last year according to a 2014 Trans Youth Health Survey.
THEREFORE we, the undersigned, call upon the House of Assembly to urge the
Government of Newfoundland and Labrador to develop an in-province assessment
process for gender-affirming surgeries that would eliminate the need for an
assessment by CAMH as the sole referral option, increase funding and coverage
for gender-affirming surgeries through MCP and expand the types of surgeries
covered to better reflect national standards.
Mr.
Speaker, this has been an ongoing issue for years now and the transgender
community and the health professionals that provide health services to the
transgender people of our province, their families, the families of the
transgender people who are waiting and waiting and waiting for assessments, who
have to go to CAMH in Toronto for a procedure, for an assessment that can be
done here by qualified, experienced health care professionals.
Mr.
Speaker, imagine if our people who needed gallbladder surgery were sent to
Toronto to have someone decide whether or not they need the gallbladder surgery,
when we have the appropriate professionals here. What a waste of taxpayers'
money. What additional stress to people who would need gallbladder surgery. This
is absolutely ridiculous.
There is
now no longer any reason to do this. Mr. Speaker, this is the third time now –
I've presented this petition umpteen million times. I'm sure people in the House
are saying there she goes again. Well, yes, there I go again, Mr. Speaker,
because this is so important.
I ask
the Minister of Health, once again: Will he stand up and respond to this? He has
the ability to do that. Why will he not speak to the people of the province, to
the transgender community of the province?
Thank
you, Mr. Speaker.
MR. SPEAKER:
Thank you.
Further
petitions?
The hon.
the Member for Conception Bay East - Bell Island.
MR. BRAZIL:
Thank you, Mr. Speaker.
It's an
honour to stand and present this petition. The Bell Island ferry service
provides a vital transportation link and it's only eight minutes from port at
any given time, Transport Canada regulations do not require individuals to exit
their vehicles during this commute and the provincial government's current
policy related to mandatory exiting of vehicles puts people at a higher risk of
injury than the possibility of having to evacuate the vessel due to an
emergency. In May 2018, risk assessment recommended the Department of
Transportation and Works continue to require passengers to vacate this vessel
while travelling on the Bell Island ferry.
THEREFORE we, the petitioners, petition the hon. House of Assembly as follows:
WHEREUPON the undersigned, your petitioners, humbly pray and call upon the House
of Assembly to urge government to hold public consultations to discuss the
findings of the May 2018 risk assessment for the Bell Island ferry service.
Well,
Mr. Speaker, I presented this a number of times and we've gotten to a very
vulnerable time in the impact that this is having. Only this past week, we had a
double amputee who was in such excruciating pain at the time, for eight minutes
to port at any given time, with his attendant in his car, refused to leave the
vehicle, to put on his prosthetics to try to get upstairs, to go across a deck,
to add extra hardship to him, to take away his quality, dignity. He refused to
go.
The
ferry was delayed for four hours, supported by the thousands of people who
travelled to and from that day. The department, after we had consultation, did
reach out and did send a senior executive member to go down and discuss it.
There were alternatives suggested about bringing an ambulance onboard with two
paramedics to put the patient in the ambulance, or the traveller – because
they're not even a patient; they're a traveller – to then sit in that same
ambulance on the deck, with two more people, to go across to then be dropped off
to put in their car, to get out and get in their car again to drive home.
Mr.
Speaker, while I commend the department for at least trying to think of
alternatives, there is an alternative, it's a simple one: Those who have serious
mobility or health issues be allowed to stay with an attendant on deck. It is
very simple for us to be able to determine the few that would need to avail of
this so we don't put them at a higher risk of injury and liability to the
department.
We could
also really design a very quick evacuation plan that would ensure that they
would get to the muster station and to the lifeboats as quick as possible,
keeping in mind it's anywhere from 22 to 28 minutes to deploy the lifeboats in
the rare – never ever have happened in over 1.4 million trips that we would have
to evacuate. Keeping in mind the design of these ferries are done on such a
notice that if there was some kind of a catastrophe on board, 10 chances to one
you're going in the dock to evacuate through your ramp or you're going to beach
the boat to get out there.
We're
asking the minister – I know he's very sympathetic and we had a great
conversation. There is a solution here to ensure the half dozen or so people who
need to avail of staying in their vehicle with their attendants because of their
dignity and their health and the risk that we could find a solution there. I'm
asking the minister to work with me and the people of Bell Island and the people
of this province to find that.
Thank
you, Mr. Speaker.
MR. SPEAKER:
Thank you.
The hon.
the Minister of Transportation and Works for a response, please.
MR. CROCKER:
Thank you very much, Mr.
Speaker.
I thank
the hon. Member for the petition. Mr. Speaker, just to the Member's point about
seriously. Our senior officials were on hand Friday afternoon to work with the
individual and his family. The circumstance is certainly something that we
understand.
The
reality is, Mr. Speaker, we want to work to find solutions to make it as most
comfortable as we can for people when they're taking these trips, no matter what
the distance. We actually have one ferry in the province that travels 500 metres
and, quite similar, passengers are required to exit their vehicles, no different
than any passenger travelling on an airline has to follow the policies of air
transportation, as you would find with Transport Canada.
Mr.
Speaker, we had an independent report. We had a report that actually refuted
some of that information. It's something that I look forward to working with the
hon. Member opposite to find a solution that works for everybody.
Thank
you, Mr. Speaker.
MR. SPEAKER:
Thank you.
Further
petitions?
The hon.
the Member for Mount Pearl North.
MR. LESTER:
Mr. Speaker, all other
medicines except medically prescribed cannabis are tax exempt.
THEREFORE we petition the hon. House of Assembly as follows: We, the
undersigned, call on the House of Assembly to urge the Government of
Newfoundland and Labrador to remove the provincial portion of taxes for medical
cannabis users.
I've
presented this petition several times and the minister gave us his grace of
replying to it. I'm not sure whether it was in oversight or lack of knowledge of
the provincial sales tax act, or maybe it was caught up in the heat of the
moment and it was a little bit of a disingenuous comment. But the minister does
hold the authority to remove the provincial sales tax on medical cannabis. When
you look at it mathematically, basically, one month a year of a cost of
purchasing a prescription is dedicated just to tax.
So as
our society looks at better ways of treating diseases and medical conditions,
medical cannabis is emerging as a highlight and providing a lot of diverse
treatment options, and it's working really well. I personally do not use medical
nor recreational cannabis, but many of my friends and people I am familiar with
are in compromised medical situations, and versus opioids or anything, medical
cannabis is providing a real alternative.
Why is
that we are so wrapped up in revenue generation that we can't see that we are
doing this on the backs of people who are already financially compromised
through no fault of their own? I once again ask the minister to stand and
explain if what I have learned from the provincial sales tax act is true, that
he does indeed have the opportunity to make the sale of medical marijuana or
cannabis exempt from sales tax.
MR. SPEAKER:
The hon. the Government House
Leader.
MR. A. PARSONS:
Yes, thank you, Mr. Speaker.
I call
Orders of the Day.
MR. SPEAKER:
Yes, Sir.
Orders of the Day
MR. SPEAKER:
The hon. the Government House
Leader.
MR. A. PARSONS:
First thing, Mr. Speaker,
from the Order Paper, I would move Motion 9, that pursuant to Standing Order
11(1) that the House not adjourn at 5:30 p.m. today, Monday, April 15, 2019.
MR. SPEAKER:
All those in favour, 'aye.'
SOME HON. MEMBERS:
Aye.
MR. SPEAKER:
All those against, 'nay.'
The
motion is carried.
The hon.
the Government House Leader.
MR. A. PARSONS:
Thank you, Mr. Speaker.
Secondly, I would call from the Order Paper, Order 2, third reading of Bill 2.
MR. SPEAKER:
The hon. the Government House
Leader.
MR. A. PARSONS:
Mr. Speaker, I move, seconded
by the Minister of Natural Resources, that Bill 2,
An Act To Amend The
Correctional Services Act, be now read a third time.
MR. SPEAKER:
It is moved and seconded that
the said bill be now read a third time, Bill 2.
Is it
the pleasure of the House to adopt the motion?
All
those in favour, 'aye.'
SOME HON. MEMBERS:
Aye.
MR. SPEAKER:
All those against, 'nay.'
The
motion is carried.
CLERK (Barnes):
A bill,
An Act To Amend The
Correctional Services Act. (Bill 2)
MR. SPEAKER:
This bill is now read a third
time, and it is ordered that the bill do pass and its title be as on the Order
Paper.
motion, a bill, “An Act To Amend The Correctional Services Act,” read a third
time, ordered passed and its title be as on the Order Paper. (Bill 2)
MR. SPEAKER:
The hon. the Government House
Leader.
MR. A. PARSONS:
Thank you, Mr. Speaker.
I call
from the Order Paper, Order 4, second reading of Bill 3.
MR. SPEAKER:
The hon. the Minister of
Service NL.
MS. GAMBIN-WALSH:
Mr. Speaker, I move, seconded
by the Minister of Justice and Public Safety, that Bill 3,
An Act To Amend The
Automobile Insurance Act, be now read a second time.
Motion,
second reading of a bill, “An Act To Amend The Automobile Insurance Act.” (Bill
MR. SPEAKER:
The hon. the Minister of
Service NL.
MS. GAMBIN-WALSH:
Mr. Speaker, today, we are
introducing a bill that deals with a topic that has generated much debate in
Newfoundland and Labrador, namely auto insurance.
With
more than 376,000 vehicle renewals in 2018, we know it is a matter that affects
many Newfoundlanders and Labradorians in all regions of our province from all
walks of life.
Currently, Newfoundland and Labrador has the highest automobile rates in
Atlantic Canada. When we went door to door in 2015, the need for insurance
reform was a message we heard loud and clear. Residents told us that they wanted
change. They wanted us to find a way to help stabilize insurance rates and
provide the best product possible for Newfoundlanders and Labradorians.
We also
know that consumers want choice. In both our government vision documents,
The Way Forward and my mandate letter,
direction was provided by our Premier to commence a review focused on
identifying opportunities to lower rates that benefit consumers and also help
bring stability to the automobile insurance industry.
August of 2017, we provided the terms of reference to the Board of Commissioners
of Public Utilities, the PUB, to conduct public consultations as well as two
independent closed-claim studies. One closed-claim study focused on rising
automobile insurance claims costs, the other focused specifically on claims
related to taxi operators.
Mr.
Speaker, we know the problems facing the taxi industry in Newfoundland and
Labrador have been ongoing for more than 20 years. Our administration is the
first which committed to addressing the issue.
The goal
of the PUB's review was to help inform government's decision-making as we try to
find solutions for consumers in our province, and we recognize that the taxi
industry is a large consumer group of insurance.
I want
to note, Mr. Speaker, that I will also be introducing Bill 6,
An Act to Amend
the Insurance Companies Act, which will also deal with remedies that will
positively impact the taxi industry.
Mr.
Speaker, the last review of auto insurance in the province was conducted between
2004 and 2005. The review resulted in a number of changes over a two-year period
including an implementation of a $2,500 deductible on pain and suffering
damages. The PUB's recent report on their review of the auto insurance industry
noted that even with the highest premiums being paid in this province compared
to the other Atlantic provinces, the total private passenger premiums paid by
consumers for the past number of years were not sufficient to cover industry
costs for this business. The estimated shortfall in 2017 was estimated to be 17
per cent or approximately $190 on average.
The
PUB's findings also pointed to pain and suffering damages as representing 64 per
cent of the total amounts paid by insurers for bodily injury claims in this
province. In addition, the amount of the average pain and suffering payments
increased by 85 per cent, while the number of bodily injured claimants receiving
pain and suffering awards increased to 99.4 per cent. These numbers highlight
the increased pressures on both consumers and industry, Mr. Speaker. It also
shows us that we didn't arrive at our current reality overnight, and we aren't
going to be able to solve high insurance rates overnight either. Instead, we
have developed a plan, each element of which will help address the priorities of
consumers in Newfoundland and Labrador.
When we
look at skyrocketing insurance rates, it is also important to have a discussion
around road safety and good driving habits. It is imperative that the driving
public in our province exercise care and control when they get behind the wheel.
Increased safety on our roadways contributes to lower accident rates. This, in
turn, has an impact on our automobile insurance rates. We need to truly
understand the link between the two, as we explore measures to help stabilize
rates in Newfoundland and Labrador.
Over the
past several years, we have introduced a number of measures that are aimed at
improving road safety. We have strengthened impaired driving, distracted
driving, excessive speeding and street-racing provisions and included a new
provision for stunting in the Highway
Traffic Act . We enhanced move-over provisions, updated the act to reflect
the legalization of cannabis, introduced a one-metre rule, and we are currently
working with the Canadian Council of Motor Transport Administrators on a
national work plan for commercial motor vehicle safety.
We made
amendments to the Highway Traffic Act
which came into force in 2018, which placed the onus on the driver to prove the
vehicle they were driving was insured at the time the proof of request was made.
It's also placed onus on the person charged with an offence to prove there was
an insurance policy at the time of the offence. The fines for failure to produce
proof that a policy is in force were also increased from a range of $25 to $100
to a range of $100 to $175.
There
are a number of additional measures we will implement in our continued focus on
road safety and stabilizing insurance rates that do not require legislative
changes to the Automobile Insurance Act .
Rather, we can move forward and get the process started to bring them to
fruition.
Mr.
Speaker, we will adopt electronic proof of automobile insurance. This would be
an immediate indication to law enforcement that the vehicle is not insured. Nova
Scotia has already implemented this program and we are looking to align our use
of electronic proof of automobile insurance with that of Nova Scotia.
There is
existing authority under the Electronic
Commerce Act and the Superintendent of Insurance can allow electronic proof
of insurance through a bulletin.
Currently, Mr. Speaker, there is a requirement for ambulances, buses, school
buses, taxis and commercial motor vehicles to notify the registrar in writing of
a cancelation or expiration of an insurance policy. The regulations would be
amended to require insurance companies to extend this requirement to every
policy holder in Newfoundland and Labrador. This complements a change we
previously made at our Motor Registration Division whereby we eliminated
accepting an insurance declaration as proof of insurance at our counter
services. Anyone who transfers ownership or renews a vehicle registration at an
MRD office or government service centre must show their insurance card.
Mr.
Speaker, we have constantly heard the debate about the plate-to-owner model and
have received numerous inquires as to why our province has not adopted this
system. All other provinces, with the exception of Newfoundland and Labrador and
New Brunswick, require the plates to be surrendered to the registrar or remain
with the original registrant upon the sale or transfer of ownership of a
vehicle.
Currently, our province's Motor Vehicle Registration system uses mainframe
technology. When it was established decades ago it was designed as a
plate-to-vehicle system, meaning the plate is assigned to the vehicle and the
vehicle is assigned to the owner. The implementation of a plate-to-owner program
may help reduce uninsured drivers on our roadways; however, we recognize that
there are still uninsured drivers in jurisdictions that currently have such a
registration model.
Government will implement a plate-to-owner system. My department will work with
the Office of the Chief Information Officer on a procurement process to bring
this to fruition.
Mr.
Speaker, time and time again, we are made aware of incidents whereby a driver is
pulled over with no licence or registration, no insurance and unpaid fines. The
act currently mandates that all insured drivers carry uninsured automobile
protection to cover them in the event they are hit by an uninsured motorist.
In this
province, benefits of up to $200,000 are available for any one accident.
Uninsured drivers impose costs which must be paid by those of us who are
insured. This results in higher insurance premiums. In its report, the PUB noted
that several US States have adopted the principal of no pay, no play, where
uninsured drivers are prohibited from receiving compensation of filing a lawsuit
for non-economic losses such as pain and suffering.
We have
amended the act to prohibit access to the uninsured automobile fund for losses
by uninsured motorists. This includes a 30-day grace period for individuals who,
either through error or some other unforeseen circumstances, may have
inadvertently had their policy cancelled and are working towards renewal.
It is
important to note, Mr. Speaker, this amendment does not impact passengers,
cyclists or pedestrians who may be injured in an automobile accident. Auto
insurance is mandatory and other drivers should not have to pay the cost for
someone who refuses the responsibility of maintaining an insurance policy.
Mr.
Speaker, on February 25 we released the
What We Heard document arising from Service NL's portion of the auto
insurance review that was outside the PUB's mandate. The document contained
feedback from the public on a number of topics to help improve road safety in
our province, including the use of traffic cameras.
During
the fall of 2018, the Department of Transportation and Works conducted a pilot
project to monitor the speed of vehicles travelling through highway construction
zones. The department engaged companies to utilize camera-equipped monitoring
technology at various construction sites along the Trans-Canada Highway. The
cameras were set up to detect vehicles that were speeding, recognize vehicle
licence plate numbers and record relevant information.
The
pilot results confirmed that speeding in construction zones is a considerable
issue in this province. With 20 to 55 per cent of all vehicles travelling at
least 10 kilometres an hour above the posted speed limits. We also know that
vehicles passing a school bus when its stop-arm and flashing lights are
activated is a prevalent problem in Newfoundland and Labrador. Traffic cameras
could provide a solution to this scenario as well, as they could capture video
evidence of those who choose to disregard the safety of school children and
inappropriately pass the bus.
Although
it is not part of the bill we are introducing today, our government will develop
amendments to the Highway Traffic Act
to allow for the use of cameras as another measure of curb dangerous driving
habits.
Mr.
Speaker, we also received feedback from the general public regarding highway
design and safety during our review. Last week in this hon. House, my colleague,
the Minister of Transportation and Works, stated that our government will add
centre-line rumble strips to the Veterans Memorial Highway this construction
season. This will make the first time in the province's history that rumble
strips will be added to the centre line of a highway to alert motorists who
inadvertently veer from their lane.
All of
these measures aimed at improving driving behaviours and making our roadways
safer must to be taken into consideration in any discussion around auto
insurance and our focus on creating conditions to bring stability to our
insurance rates. We will continue to work with safety advocates and law
enforcement officials to identify opportunities to improve the safety of the
motoring public in Newfoundland and Labrador.
Mr.
Speaker, I'd now like to highlight the other options we have brought forward in
this bill. I doubt any conversation about auto insurance doesn't begin with the
cap versus the no-cap question. We met with the insurance industry, the legal
community, the Consumer Advocate and the taxi industry on the findings of the
PUB's report. We reviewed all the findings of the report and listened to the
feedback from our stakeholders. Industry suggested to us that a cap was a
solution if our goal as a government is to stabilize prices and attract
competition for the benefit of consumers. The legal community suggested that the
introduction of a cap would place undue strain and shift costs to the province's
health care system.
During
the review, there was a great deal of discussion on the implications of such a
cap for claimants. In the PUB report, one claimant stated: I don't have a cane.
I don't have a walker. You don't see a cast. To look at me, you really wouldn't
say there's a whole lot wrong with me, but physically and psychologically I'm
broken – I'm just a broken shell of a person right now.
There
are a lot of strongly held opinions on a cap, including those from consumers who
are adamant that it is their right to retain the right to sue. Insurers, on the
other hand, also believe that a cap would be the best option to help stabilize
rates. When we met with stakeholders to discuss the findings of the report, we
could not find a common ground. At the end of the day, there was no consensus
among the public or the key stakeholders on this issue.
Mr.
Speaker, we are announcing today that we are doubling the deductible from $2,500
to $5,000, rather than placing a cap on minor injuries. This will be captured in
the regulations. It is our intention to closely monitor its effectiveness in
helping to stabilize rates.
Mr.
Speaker, we have also amended the act to implement direct compensation for
property damage. Under this coverage, an insured driver who is in a motor
vehicle accident is compensated by their own insurance company for damages to
the vehicle, regardless of who is at fault. This means that not-at-fault
claimants do not have to deal with the at-fault party's insurer to be reimbursed
for damages to their automobile.
The
at-fault driver would continue to be reimbursed for physical damage to their
vehicle under their collision coverage, provided this coverage was purchased.
This coverage does not remove the concept of fault from loss recovery, but
rather changes the source of the funds. It also does not change the claimant's
right to sue for other damages. In essence, it can lead to a faster and more
customer-friendly resolution of a claim.
Mr.
Speaker, diagnostic and treatment protocols adopted in our jurisdictions
typically address the most common injuries in automobile accidents such as
sprains, strains and whiplash-associated disorders. They also specify how many
chiropractic and physiotherapy visits maybe authorized based on the injury. The
goal of these protocols is to get an injured individual on the path to recovery
as soon as possible with timely and effective, evidence-based treatment specific
to their injury.
They
eliminate the wait time for approval from the insurer or referral from a doctor
in order to access treatment. It also means the individual does not have to pay
out of pocket, so there are no financial barriers to treatment. There is
consistency in treatment for the injuries based on scientific evidence and the
individual can choose their own treatment provider.
The
costs associated with treatment under the protocols will be covered by the
no-fault accident benefits coverage, and will become the primary payer over an
injured person's health benefits plan. This represents a significant change to
the current system, and it is important that claimants are adequately informed
of the new options with respect to making automobile insurance claims, as well
as seeking treatment for injuries. Amendments to the act would adopt the
protocols based on the processes implemented in Nova Scotia and Alberta.
Mr.
Speaker, the PUB report noted that several industry submissions proposed changes
to the existing tort procedural rules specific to motor vehicle collision claims
in Newfoundland and Labrador in order to streamline bodily injury claims
adjustment and settlement processes for accident victims that improve the
efficiency of litigation.
looked at Ontario's model whereby accident victims are required to apply for
accident benefits, where it is available, before pursuing litigation. They
require notice of the intent to commence an action within 120 days of a
collision, must undergo examinations by certain health providers at the
insurer's expense, if requested, and provide a statutory declaration describing
the circumstances of the collision and the nature of the claim being made.
Ontario's act also states that a person can commence an action without complying
with these requirements; however, the court will consider the non-compliance in
awarding costs. We have amended our legislation to implement changes to the
procedural process to align with those of Ontario. The act also clarifies that
damages are reduced by the amount of accident benefits in order to avoid double
counting.
Mr.
Speaker, telematics technology is capable of collecting information about where,
how and when a vehicle is driven. The information must be treated as personal
information, and any programs utilizing telematics data must be optional and
include consent from the policyholder. Telematics can provide significant
vehicle and driver information that can assist with claims handling providing
key accident details. Insurance companies can utilize telematics to monitor
driver behaviours.
Reports
providing information on sudden braking, acceleration, distance and time of day
driven can be used to more accurately price insurance policies, along with
providing feedback to drivers to encourage safer driving practices and deliver
financial incentive to safe drivers. As such, we are amending the regulations to
implement underwriting guidelines concerning the optional use of telematics with
further guidance to be provided in bulletins from the superintendent. My
department will work closely with the Office of the Information and Privacy
Commissioner in drafting of these regulations.
Mr.
Speaker, as I stated earlier, Service NL conducted its own consultations on
automobile insurance on topics that were outside the mandate of the PUB. One of
those topics is the rate setting process itself. A total of 181 respondents took
part, 94 per cent of whom identified as consumers. The majority of feedback was
provided on the automobile insurance rate setting process, encouraging increased
competition in the marketplace and improving highway safety.
The PUB
had noted in its report that our province's automobile insurance market is
highly concentrated compared to other jurisdictions and particularly the other
Atlantic provinces. We have 98 per cent of the total premiums written by 15
insurers. When you consider common ownership, we have four insurer groups, which
write 85 per cent of the premiums.
The
report went on to say that, as a result, there is less competition and fewer
choices for consumers in this province, which increases the potential for
instability in the market. The Insurance Bureau of Canada proposed a flex rating
framework for the province which would permit insurers greater latitude in
setting the rates while also preserving regulatory authority. The requirements
for the PUB would allow more flexibility, while at the same time ensuring rates
are not excessive, inadequate or discriminatory.
The
process would be amended so that the PUB would consider the impacts the rates
may have on solvency of the applicant or whether they are excessive in relation
to the financial circumstances of the company. The process would also be amended
to place requirements on insurers to submit full filings for private passenger
vehicles every three years, as in Alberta. It will also provide a mechanism for
(inaudible) approval of rates where the average of proposed changes is less than
3 per cent annually, and no more than an accumulative increase of 6 per cent
over three years. This would also apply to commercial vehicle rates.
Additionally, the rates approval process would no longer be required for
fleet-rated risks, providing drivers a measure of control over their rates.
Taking
fleet rating outside the PUB process is a potential path for taxi companies out
of Facility Association. It would enable a fleet owner, such as a taxi company,
to negotiate its own rate with a willing insurer. They have the ability to make
their own case based on their safety record and measures they are taking to
reduce accidents. With this reduction in cost and increase in rating
flexibility, fleet rating could potentially lead to increased competition to the
benefit of policyholders. We are amending the act to implement these changes to
the PUB process, and this will also remove fleet rating from the prior approval
rate process.
There is
also a requirement for more information to be published by the PUB to be
consistent with best practices in other jurisdictions, be transparent and make
more information available for consumers in Newfoundland and Labrador.
Mr.
Speaker, another matter that has garnered attention during our review was the
use of winter tires. Quebec introduced mandatory winter tires, and reports
indicate that after the first two seasons, road accidents decreased by 5 per
cent. That's approximately 575 fewer people were injured annually in winter road
accidents and deaths and serious injuries due to winter driving accidents
decreased by 3 per cent.
A 2018
report from the Tire and Rubber Association of Canada found that winter tire
usage in the Atlantic provinces was, in fact, 94 per cent today. That is the
highest rate in the country, outside of Quebec. In Ontario, while winter tires
are not mandatory, there is a requirement for auto insurance to give discounts
to drivers with winter tires. The amount of the discount is not set out in law.
We did
not want to place additional financial burden on residents of our province by
mandating winter tires on vehicles in Newfoundland and Labrador. We did not want
to impose such a requirement on low income individuals or families, including
seniors, who may not use their vehicle during the winter months. Instead, we
opted to align our province with Ontario, and allow for an incentive for those
who choose to increase safety in winter by putting their winter tires on their
vehicles. We wanted to provide that choice to the consumers of Newfoundland and
Labrador.
As I
said a few minutes ago, we already have a 94 per cent rate of winter tire usage,
but our goal, of course, is 100 per cent. It is our hope that the savings
realized through such an incentive would help increase their usage. More winter
tire usage should result in fewer accidents.
Mr.
Speaker, there are other legislative changes arising from our review of
automobile insurance that I will deal with in another bill, which I will also
introduce in this hon. House, particularly for consumers such as the taxi
industry. Our government has listened to the people of Newfoundland and
Labrador. We know that paying the highest insurance rates in Atlantic Canada is
simply not acceptable. As I stated at the beginning of my comments today,
however, there is no single quick fix to help stabilize insurance rates in our
province. Rather, it requires a multi-pronged approach that, over time, will
help realize benefits for the consumer in Newfoundland and Labrador.
We feel
that we have struck an appropriate balance by providing solutions that not only
benefit consumers in our province but the insurance industry as well. The
majority of the amendments to the
Automobile Insurance Act we have introduced today will come into effect on
January 1, 2020. In terms of the diagnostic and treatment protocol changes, we
want to ensure adequate time for us to consult with health professionals and
also allow industry time to make their necessary changes to the processes, so a
date will in fact be determined.
The
provision which prohibits uninsured drivers from accessing the uninsured
automobile fund and receiving compensation for non-economic losses will come
into effect on August 1 of 2019. I want to reiterate once again that a problem
like this cannot be solved with one solitary solution and in one day, rather it
requires a suite of solutions together that will help us realize stability in
the area of auto insurance.
I want
to thank the PUB for their tremendous effort in conducting the review, as well
as providing us with a very comprehensive report that was instrumental in our
decision-making. I want to thank the insurance industry, the legal community,
the taxi operators, the Consumer Advocate, the road-crash victims, consumers and
every Newfoundlander and Labradorian who contributed to the review process in
any way. It is only by working together that we can find solutions that benefit
us all.
I look
forward to debating these amendments with my hon. colleagues in the House today.
Thank
you, Mr. Speaker.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER (Warr):
Thank you.
recognize the hon. the Leader of the Official Opposition.
MR. CROSBIE:
Mr. Speaker, I understand I
would have up to an hour.
AN HON. MEMBER:
Yes.
MR. CROSBIE:
Is it Mr. Chair or Mr.
Speaker?
AN HON. MEMBER:
Mr. Speaker.
MR. CROSBIE:
Okay, I'll keep my eye on the
clock, but I won't be going an hour, so everyone can relax. Although, there is
something to be said about all of this.
Mr.
Speaker, the situation in Canada, broadly speaking, is there's a spectrum
between no-fault and fault-based compensation for automobile injuries, both
property damage and personal injury, bodily injury. You have provinces like
Quebec, for example, in which you have what's called pure no-fault, and that
means that it's all done like workers' compensation. Nobody's interested in
who's at fault for the accident, you are compensated under a prescribed set of
regulations that prescribe injuries, prescribe compensation for certain
injuries, prescribe loss of income compensation and prescribe compensation for
expenses.
What
they don't prescribe and what they don't give you is compensation for what we
like to call pain and suffering damages – pain and suffering and loss of
amenities. So that's the pure form of no-fault and we can all think of it as
similar to a workers' compensation type of system. Totally administered and,
basically, legal counsel are not involved in the system, for the most part. It's
administered by regulation, administered by regulators.
actually are on the other end of the spectrum, along with British Columbia.
Although, I think some changes are happening in British Columbia this year. In
other words, we have a mixed system whereby most compensation is through the
tort system; it's through third-party claims and it's based on fault.
There is
a limited amount of compensation – and it's very limited – available through
accident benefits, which this bill says it seeks to define, and the accident
benefits are simply those benefits you're able to access under what's called
section B. There's
section B and
section C and
section A and all that. If you
look at the form that your insurer sends you when get auto insurance, you'll see
there are actually these little boxes on the form and there's a box called
section A, there's a box called
section B, a box called
section C and so on and
so forth.
section A is no-fault benefits and it's optional under our system. You don't
have to buy the no-fault benefits portion. However, it doesn't give you very
much coverage at all; $140 a week, that's way below poverty wage if you ever
happen to rely on it; $140 a week if you're unable to work and you have a wage
loss. The total amount that you can access for therapy, for example, for
physiotherapy, for acupuncture, for whatever is not covered by the MCP system,
or the hospital system, that's limited to $25,000. Now, that's okay for a number
of injuries, but it's certainly far from adequate for anything significant, and
there are lots of injuries like that that require ongoing therapy with a cost
that drastically exceeds $25,000. That's the total and that's the cap on the
compensation. It's an optional coverage.
submission is that it would have been an improvement – and remembering that this
coverage is very cheap, it would have been an improvement to our system of auto
insurance to make it mandatory because we're the only province in the country
where it's not mandatory, and to improve the level of benefits. That way there's
a safety net under people who get involved in an auto accident, who suffer a
personal injury, a bodily injury and may not be at fault, or may not have access
to fault-based benefits. That's an improvement we're passing up the opportunity
to make here.
Then, on
the tort side, this is where most of the measures, most of the interventions,
most of the inferences that this bill seeks to make, this is where they're
happening. And I can't think actually of a better way into that than to use, as
my text here, the Service NL, Justice and Public Safety, April 15, 2019 document
intended for public consumption about these changes, backgrounder included and
so forth, and it's entitled: Changes to Automobile Insurance Legislation Provide
Better Value for Consumers.
Better
value for consumers? Mr. Speaker, where is the better value for consumers? If we
look into the text of the document, there is no promise here that consumers will
get a product of equal value for less cost. That's nowhere in this document and
it's nowhere in any of the documentation or in the legislation.
Where
can it be said, where is the justification to be found to be able to say that
these changes provide better value for consumers? Where is this value?
Mr.
Speaker, if we look at the text here, it says: “The changes” – to automobile
insurance legislation – “are intended to help stabilize insurance rates while
enhancing consumer protection to benefit the people of the province.”
Well,
stabilize is a grand concept. In fact, it's a coinage of the auto insurance
industry. They love to conjure with the idea of stabilizing insurance rates. The
problem with stabilizing insurance rates is you'll never know if it happened.
Is that
a promise that rates will not go up next year or the year – no, it's not
anything like that. It's not a target that can be measured. That's the great
thing about talking about stabilizing, you're using a goal that no one can
measure, so you can make any claim you want to about it. You can claim to have
stabilized rates no matter if they go up 10 per cent next year or 5 per cent or
2 per cent or 20 per cent. You can always claim that you stabilized rates.
It goes
on to repeat again, “… while enhancing consumer protection to benefit the people
of the province.” Enhancing consumer protection. Let's see what they say are the
changes in here: “Some of the key changes to the legislation .…” I stop there
because that's the problem right away. It says: “Some of the key changes to the
legislation include an increase in the deductible from $2,500 to $5,000 for
bodily injury claims ....”
The
problem with that is that we're being told, and it's quite apparent, because
that is not addressed in the legislation itself, so this document here is wrong
about that. It's not in the legislation. No, it's going to be provided for in
regulations. So, it's not in the legislation, the increase in the deductible for
bodily injury claims.
I'm not
sure it says that here, but I'm assuming we are to expect a definition of minor
injury claims or some such concept like that. Again, that's being left to the
regulations.
Now, the
problem with that, Mr. Speaker, is that there was a great deal of evidence heard
by the Public Utilities Board on minor injury claims or terminology to similar
effect and the testimony was that it is next to impossible to come up with a
serviceable medically sound definition of what a minor injury is in the context
of compensation for automobile-related injuries. It will be an unending source
of litigation.
Likewise, it's telling us, there will be “treatment protocols introduced for
common injuries as the primary payer ….” Let me see if that makes sense here.
“Some of the key changes to the legislation include an increase in the
deductible from $2,500 to $5,000 for bodily injury claims; introduction of
treatment protocols for common injuries as the primary payer ….” I think we've
got a bit of a mishmash there, but I'll just take: introduction of treatment
protocols for common injuries.
What on
earth are these treatment protocols and where are they going to come from?
Perhaps the minister will have an answer for us on that one later on when we get
to go into more detail, and she's nodding her head. I'm cheered to know that,
but, again, that's going to be done through regulations and we don't get to
debate that in here.
Then we
come to “no access to the Uninsured Automobile Fund for losses by uninsured
motorists ….” Now, we all deprecate, condemn the fact that there are people, and
sometimes people who are flagrantly in violation, with accumulations of fines in
the tens of thousands of dollars, driving out around on the highways, coming to
the attention of the police, getting involved in accidents even. They are
scofflaws and they are not paying for their insurance. They drive uninsured and
they do so quite deliberately, so nobody has sympathy for those people.
But some
of those people have dependants, some of those people have families, some of
those people have wives and this measure would disentitle those folks in the
case of injury, let's say in the case of a very severe injury, which disables
them from earning an income, or death, and causes them to leave behind a widow
and orphans. They're disentitled from making a claim, were it to be that the
injury is not their fault but somebody else's.
Mr.
Speaker, the problem with that is we have laws that provide for fines and
convictions and so forth. There are sanctions through the normal quasi-criminal
process and quasi-criminal law for providing sanctions for deterring people from
driving around with no insurance.
submission is that to deprive these individuals of any access to bodily injury
compensation is to not consider the merits and the equity of individual cases,
and may have devastating and far-reaching consequences to the persons who are
thereby deprived of their civil rights.
I look
forward to hearing the minister explain whether she got an opinion from the
Department of Justice on whether or not this is in compliance with the Charter
of Rights, because we have a section,
section 7 in the
Canadian Charter of Rights and Freedoms , that gives people the right
to security of the person; life, liberty and security of the person.
Looking
at some of these nuts and bolts here – one other thing struck me. I listened to
the minister who kindly put forward the statistic, I believe, that 94 per cent
of drivers in this province use snow tires as things now stand; 94 per cent use
of snow tires.
So,
again, I looked at the document from Justice and Public Safety and it's telling
me: “Proposed amendments will also provide a mandated insurance discount for
winter tire usage ….” Okay, so that sounds like: I have winter tires, I'm going
to get a break on my premium. Well, if 94 per cent of the drivers out there are
already using winter tires, that's not going to be much of a break based on 6
per cent more.
MR. SPEAKER:
Order, please!
I remind
the hon. Member to direct his comments toward the Chair, please.
Thank
you.
MR. CROSBIE:
I'm sorry. I was just including the room.
MR. SPEAKER:
Thank you.
MR. CROSBIE:
That's not going to be much of a break if another 6 per cent start using winter
tires.
Another
problem here, and I'm looking at clause 3, it says: The act is amended by adding
immediately after
section 25 the following:
“25.1(1)
Where a person intends to commence an action for loss or damage from bodily
injury or death arising directly or indirectly from the use or operation of an
automobile, the person shall (
a) serve written notice of the intention to
commence an action on the insured within 120 days after the accident ….”
Well,
the first question might be: Why? Why would there be such an obligation? Who's
been complaining about the need to get notice? What is the evil that is sought
to be cured by this? Why the requirement to serve notice of an intention to
commence an action on the insured within 120 days of the accident?
Although
I question the wisdom of such a provision; furthermore, there is a problem
because the legislation as proposed does not say: What is the consequence of not
giving such notice. Is it intended that if the notice is not given that the
person who has been involved in the accident and is claiming loss or damage from
bodily injury or death arising directly or indirectly from the use or operation
of a automobile, is it the case that the intention is that they shall not be
permitted to make a claim for bodily injury or death if they don't give the
notice?
Well,
maybe, but it doesn't say so. It doesn't say that's the consequence. So, I'm
predicting now that this is going to give rise to all manner of litigation;
litigation to find out what the heck did the Legislature mean when it put those
words in there.
If we go
further down 25.1, this would be introduced into the legislation, 25.1(2) it
says: “Notwithstanding subsection (1), a person referred to in subsection (1)” –
that's a person who is in an accident and has to give the notice – “may apply to
the Supreme Court for an extension of the notice period ….” – may apply to the
Supreme Court for an extension of the notice period.
The
problem with it, though, Mr. Speaker, is it doesn't tell you on what grounds the
court would grant an extension. There's no rationale there in the first place
for why notice would need to be given and, therefore, throwing it into the lap
of the court to decide whether or not a person should get an extension without
explaining why the notice requirement is there in the first place is going to
leave the court at a loose end when it tries to figure out why and when and
under what circumstances it should grant an extension. As a matter of fact, it's
not even clear why there should be an extension given that's no consequence to
not giving the notice.
I think
we've got a knot here that really needs to be untied and the legislation needs
clarification. It needs clarification in respect to: What is the intention of
the
section when it says you've got to give notice? Is it that you can't take an
action unless you give the notice? On what grounds would the court grant an
extension of this? Why are we imposing all this bureaucracy on people anyway?
There
are other redundancies in this legislation, Mr. Speaker.
Section 4 of the bill,
which would add 26.6 into the legislation by way of amendment. It's talking
about: “In an action for loss or damage from bodily injury or death arising
directly or indirectly from the use or operation of an automobile, the damages
to which a plaintiff is entitled shall be reduced by the accident benefit
payments (
a) received y the plaintiff; and (
b) to which the plaintiff remains
entitled.”
Well,
possibly what that's trying to say is you need to claim against your accident
benefits first, and if you do, that you can't get doubly compensated from the
tort based or
section (
a) benefits or tort based damages. Well, that's all very
nice except that this is already the case and that
section is completely
unnecessary. It's already the case.
I'm now
looking at what will be
section 34.1, which has to do with diagnostic and
treatment protocols. It's talking about a person being able to “elect to be
diagnosed and treated in accordance with the diagnostic and treatment protocols
prescribed in the regulations.”
It's not
clear what all the consequences are of making one election versus another
election. Maybe we'll learn that from the regulations but it's hard to say what
that is from this.
Again, I
remarked on that a bit earlier: Where do they come from, on whose authority?
What consensus amongst practitioners and treaters lies behind them? What is
intended to be achieved by having these diagnostic and treatment protocols
prescribed in the regulations?
Now,
there's a curious provision (4), I'm looking at page 12 of the bill, it would
amend subsection 60(1) of the act. There are a bunch of things that would be
involved in an amendment: case management process – that's nice; examinations
and so forth. Then there's one, “(f.6) prescribing rules for determining the
degree of fault in various situations for loss or damage arising directly or
indirectly from the use or operation of an automobile” – rules for determining
the degree of fault.
Mr.
Speaker, I had the advantage of having practiced in this area for a number of
decades and I'm not aware that there's any problem that the courts have been
having, or for that matter, lawyers who do this kind of work, or adjusters who
do this kind of work, figuring out the determination of the degree of fault.
All of
this has been well-reasoned, well-embedded, well-discussed. There's plenty of
precedent out there that already at common law prescribes the “rules for
determining the degree of fault in various situations for loss or damage arising
directly or indirectly from the use or operation of an automobile.”
What
we're going to accomplish by having that put into a regulation is, as far as I'm
concerned, only an opportunity for getting it wrong. It's not going to improve
on the present situation.
I've
just picked out a few things there. In some, we're not seeing that these
proposed changes to the automobile insurance legislation provide, as the
backgrounder or in handout claim, better value for consumers. We're not seeing
where the better value for consumers is. What we're seeing is a load of
bureaucratic regulations and impediments layered on top of what's already a
fairly complicated situation, namely personal injury in the auto accident
context, which is, if anything, going to cause extra expense.
It is a
shotgun approach to give the impression of action and activity, and addressing a
general perception in the public that insurance cost too much. It's an effort to
give the impression to the public that something is being done about it without
actually doing anything except making it more complicated.
Thank
you.
MR. SPEAKER:
The hon. the Member for
Lewisporte - Twillingate.
MR. BENNETT:
Thank you, Mr. Speaker.
I'm
pleased to stand here today on behalf of people of the beautiful and scenic
District of Lewisporte - Twillingate and speak to Bill 3,
An Act to Amend the
Automobile Insurance Act. As the department responsible for consumer protection,
Service NL takes its roll very seriously.
Mr.
Speaker, when our government developed The
Way Forward , a plan for sustainability and growth in our province, we made
better services and increased consumer protection a core element to this plan. A
promise to review automobile insurance rates in our province was made, and today
I am very proud to be part of the debate on solutions aimed at bringing
sustainability to these rates.
We said
from day one that our focus was on consumers in Newfoundland and Labrador. Our
goal has been to help modernize the system so the people of Newfoundland and
Labrador will see more benefits and better values. The goal of the PUB review of
automobile insurance was to help inform our government's decision making in an
effort to stabilize insurance rates and provide the best product possible.
Since
the report was released in late January, government has met with representatives
from the insurance industry, the legal community, Consumer Advocate, the taxi
industry and Facility Association to review the findings. We all recognized from
the start that we needed to work together if we are to find the proper balance.
As the
Minister of Service NL stated, the high cost of automobile insurance did not
rise in a short period of time. Rather, the rates escalated over time as a
result of numerous pressures that were affecting both consumers and the
industry. There is also a collective recognition that solutions came in many
forms.
While we
have introduced a number of legislative changes to address the high rates, there
are a number of other measures we are also implementing that do not require
amendments to this act. There is also a recognition that measures we have
already implemented in terms of road safety through numerous amendments to the
Highway Traffic Act will also go a
long way in helping us improve overall driver behaviours.
One area
in particular I will focus on is that of uninsured drivers, and our minister
alluded to this earlier. Every time an individual in our province gets behind
the wheel of a vehicle, they are making a decision to abide by the rules of the
road. When someone knowingly chooses to operate a vehicle that does not carry
insurance, they also knowingly place an unnecessary risk on the other vehicle
operators or pedestrians that they may encounter.
As the
Minister of Service NL stated earlier, we have all heard of stories of
individuals who have been pulled over with no licence, no registration or
insurance, and have numerous unpaid fines. It is reported that the PUB noted
that over a five-year period ending in 2016, there were 788 claims in the
province with over $26 million in damages paid in which a driver was reported as
either uninsured or unidentified. This means that all of us who carry insurance
in Newfoundland and Labrador are shouldering this burden on the system. The
report from Oliver Wyman Limited, a consulting actuary for the PUB, stated in
its findings that the average uninsured automobile claims is the highest in all
of the Atlantic region.
Currently, automobile policies include coverage up to $200,000 when involved in
an accident with an uninsured driver. Additionally, each Atlantic province has
an uninsured automobile fund to indemnify for claims by persons such as
pedestrians or cyclists who do not have any coverage and suffer injury or damage
by an uninsured vehicle. While it is important that this coverage exists for
those, through no fault of their own, are impacted by an uninsured driver, the
high cost of providing coverage remains. Those of us who do the right thing and
ensure our vehicles are insured, must pay the costs of those who choose to
disregard this law. As such, changes to the act will prohibit access to the
uninsured automobile fund and an uninsured motorist for losses for uninsured
motorists.
Mr.
Speaker, we have made amendments to the
Highway Traffic Act , which came into force in 2018, which placed the onus on
the driver to prove the vehicle they were driving was insured at the time of the
accident. It also placed the onus on a person charged with an offence to prove
there was an insurance policy at the time of the offence. The fines for failure
to produce proof that a policy is in force were also increased from a range of
$25 to $100, to a range now of $100 to $175.
Mr.
Speaker, with the legislation we have introduced today, our government is
zeroing in on this important matter that is affecting insurance rates for all
Newfoundlanders and Labradorians. It is also important to note that these
changes apply to individuals who unknowingly get behind the wheel of an
uninsured vehicle. Some of us may find ourselves in a situation whereby we may
have to drive a friend's or neighbour's car for a variety of reasons. The onus
is on us to ensure the vehicle is appropriately insured, or confirm we are
covered by our own insurance policy when operating another person's vehicle.
Mr.
Speaker, there are a number of other measures we are introducing today that will
also help us address the issue of uninsured. The adoption of a plate to owner
system, electronic proof of automobile insurance and notification of insurance
policy cancellation by insurers will help our efforts to get uninsured drivers
off our roadways.
Recently, in the Speech from the Throne, our government also addressed the issue
of unpaid fines. Mr. Speaker, outstanding fines owed to the province result in
driver licence suspensions which in turn creates a barrier for vulnerable
populations trying to gain meaningful employment. Our government committed to
exploring the creation of a fines option pilot program which would enable those
in marginalized groups with outstanding fines to settle the debt by performing
community service work. This would provide social benefits to the community and
to its participants.
Mr.
Speaker, uninsured drivers is just one of a number of perennial issues affecting
insurance rates which we have addressed in Bill 3. All of the measures we have
addressed today were developed with several main themes in mind, namely consumer
protection, consumer choice, and stability for the insurance industry.
Mr.
Speaker, I will be supporting Bill 3 and ask all my colleagues to do the same.
Thank
you.
SOME HON. MEMBERS:
Hear, hear!
MR. SPEAKER:
I recognize the hon. Member
for Fortune Bay - Cape La Hune.
MS. PERRY:
Thank you, Mr. Speaker.
It's an
hono