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Volume 47, No. 14

B.C. Reg. 294/2004

The British Columbia Gazette,

Part II

July 13, 2004

B.C. Reg. 294/2004, deposited June 30, 2004, pursuant

to the BUSINESS PRACTICES AND CONSUMER PROTECTION ACT [Sections 164,

194 and 200]. Order in Council 656/2004, approved and ordered June 30, 2004.

On the recommendation of the undersigned, the Administrator,

by and with the advice and consent of the Executive Council, orders that, effective

July 4, 2004, the attached Business Practices and Consumer Protection

Regulation is made.

— R. COLEMAN, Minister of Public Safety and Solicitor

General; C. CLARK, Presiding Member of the Executive Council.

BUSINESS PRACTICES AND

CONSUMER PROTECTION REGULATION

Contents

Part 1 —

Interpretation

Definition

Spouses

Part 2 — Administrative Penalties

Prescribed provisions of the Act — contraventions relating to disclosure

Prescribed provisions of the Act — miscellaneous

Prescribed provisions of the Act — refunds

Prescribed provisions of the Act — offences

Prescribed provisions of the Debt Collection Industry Regulation

Prescribed provisions of the Travel Industry Regulation

Continuing contraventions

Due diligence

Failure to pay an administrative penalty

Part 1 —

Interpretation

Definition

1 In this regulation, "Act" means the Business

Practices and Consumer Protection Act .

Spouses

2 For the purposes of the Act, persons living

and cohabiting with another person in a marriage-like relationship, including

a marriage-like relationship between persons of the same gender, constitute

a class of unmarried persons prescribed as spouses.

Part 2 — Administrative

Penalties

Prescribed provisions of the

Act — contraventions relating to disclosure

(1) For the purposes of

section 164 (1) (

a) and (5) (a) [administrative penalties] of the Act, the following provisions

of the Act are prescribed:

(

a) section 19 [required contents of direct sales

contract, future performance contract and time share contract] ;

(b)

section 20 (2) [supplier to give copy of direct

sales contract] ;

(c)

section 23 (2) [required contents of future performance

contract] ;

(d)

section 23 (3) [supplier to give copy of future performance contract] ;

(e)

section 24 (1) [required contents of continuing services contract] ;

(f)

section 26 (1) [supplier to give copy of time share contract] ;

(g)

section 34 (1) [required contents of funeral contract] ;

(h)

section 34 (2) [supplier to give copy of funeral contract] ;

(i)

section 34 (3) [supplier to inform consumer of substitution regarding funeral contract] ;

(j)

section 36 (1) [required contents of preneed cemetery or funeral services contract] ;

(k)

section 36 (2) [supplier to give copy of preneed cemetery or funeral services contract] ;

(

l) section 37 [special provisions for right of interment] ;

(m)

section 43 (1) [required contents of interment right contract] ;

(n)

section 43 (2) [supplier to give copy of interment right contract] ;

(o)

section 46 (2) [disclosure of information] ;

(p)

section 47 (2) [disclosure of information for distance sales contract in electronic form] ;

(q)

section 48 (1) [supplier to give copy of distance sales contract] ;

(r)

section 48 (2) [required contents of distance sales contract] ;

(s)

section 62 (2) [disclosure of interest-free or grace period in advertisements] ;

(t)

section 62 (3) [disclosure respecting grace period in advertisements] ;

(u)

section 76 (1) [invitation to defer payment] ;

(v)

section 89 (1) [disclosure regarding mortgage loan renewals] ;

(w)

section 89 (2) (a) [disclosure statement — mortgage loan renewals] ;

(x)

section 89 (4) [revised disclosure statement — mortgage loan renewals] .

(2) A supplier is prescribed as subject to the imposition

of an administrative penalty for a contravention of a provision referred to

in subsection (1) (a), (c), (e), (g), (i), (j), (l), (

m) and (r).

(3) A credit grantor is prescribed as subject to the

imposition of an administrative penalty for a contravention of the provision

referred to in subsection (1) (s).

Prescribed provisions of the

Act — miscellaneous

4 For the purposes of

section 164 (1) (

a) and

(5) (a) [administrative penalties] of the Act, the following provisions of the

Act are prescribed:

(a)

section 36 (7) [assigning preneed cemetery or funeral services contract] ;

(b)

section 43 (5) [error in interment right contract] ;

(c)

section 43 (6) [charging fee in respect of correcting error in interment right contract] ;

(d)

section 52 (4) [cancel or reverse credit card charge] ;

(e)

section 110 (2) [notice of denial of benefit or increase of cost of benefit] ;

(f)

section 146 (4) [give cancelled licence to director] .

Prescribed provisions of the

Act — refunds

5 For the purposes of

section 164 (1) (

a) and

(5) (a) [administrative penalties] of the Act, the following provisions of the

Act are prescribed:

(a)

section 14 (3) [failure to provide refund] ;

(b)

section 21 (4) [direct sales contract — return of trade-in] ;

(c)

section 25 (6) [continuing services contract — refunds and returns on cancellation] ;

(

d) section 27 [failure to provide refund] ;

(e)

section 38 (2) [preneed cemetery or funeral services contracts — refunds on cancellation] ;

(f)

section 38 (4) [preneed cemetery or funeral services contracts — refunds on cancellation] ;

(g)

section 39 (3) [preneed cemetery or funeral services contracts — failure to provide services] ;

(

h) section 45 [failure to provide refund] ;

(

i) section 50 [failure to provide refund] ;

(j)

section 89 (2) (c) [refund of non-interest finance charge — mortgage loan renewals] .

Prescribed provisions of the

Act — offences

6 For the purposes of

section 164 (1) (

a) and

(5) (a) [administrative penalties] of the Act, the following provisions of the

Act are prescribed:

(

a) provisions referred to in

section 189 (2), (3) and (4) [offences] ;

(b)

section 189 (5) except paragraph (c) (v).

Prescribed provisions of the

Debt Collection Industry Regulation

7 For the purposes of

section 164 (1) (

a) and

(5) (a) [administrative penalties] of the Act, the following provisions of the

Debt Collection Industry Regulation are prescribed:

(a)

section 8 (1) [licence for each location] ;

(b)

section 9 (1) [trust accounts] ;

(c)

section 9 (2) [trust accounts — disbursements] ;

(d)

section 10 (1) [annual financial statement] ;

(e)

section 11 (2) [report to director] ;

(f)

section 11 (4) [other conditions on licence] ;

(g)

section 11 (5) [moving property without authority] ;

(h)

section 12 (1) (b) [providing security] .

Prescribed provisions of the

Travel Industry Regulation

8 For the purposes of

section 164 (1) (

a) and

(5) (a) [administrative penalties] of the Act, the following provisions of the

Travel Industry Regulation are prescribed:

(

a) section 5 [licence for each location] ;

(

b) section 8 [display of licence] ;

(c)

section 9 (1) [prohibited and regulated acts or practices] ;

(d)

section 9 (2) [prohibited and regulated acts or practices — use of personal credit card] ;

(e)

section 10 (1) [reporting to director] ;

(f)

section 10 (2) [reporting to director — ceasing to engage in business] ;

(g)

section 10 (3) [reporting to director — removal of ticket stock] ;

(h)

section 11 (1) [records in British Columbia] ;

(i)

section 11 (2) [records available to director] ;

(j)

section 12 (1) [annual financial statement] ;

(k)

section 12 (2) [information required in financial statement] ;

(l)

section 13 (1) [establish trust account] ;

(m)

section 13 (2) [designation of trust account] ;

(n)

section 13 (3) [deposit into trust account] ;

(o)

section 13 (4) [receipt] ;

(p)

section 13 (5) [authorized disbursements] ;

(q)

section 13 (6) [records respecting trust account] ;

(r)

section 17 (4) [payments to fund] .

Continuing contraventions

9 The director may impose administrative penalties

on a daily basis for continuing contraventions.

Due diligence

10 A notice imposing an administrative penalty

for the following contraventions must be cancelled in respect of those contraventions

if the person on whom the notice was served demonstrates to the satisfaction

of the director that the person exercised due diligence to prevent the contravention:

(

a) a contravention of provisions referred to in

section 189 (2), (3) and (4) of the Act;

(

b) a contravention of

section 189 (5) of the Act;

(

c) a contravention of

section 164 (1) (

b) to (

f) of the Act.

Failure to pay an administrative

penalty

11 If a person fails to pay an administrative

penalty as required under

section 167 [due date of penalty] of the Act,

the director, before filing the notice of penalty with a court in accordance

with

section 168 (2) [enforcement of administrative penalty]

of the Act, must impose an additional administrative penalty equal to 10% of

the unpaid administrative penalty.

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