Public Accounts Committee — Department of Health for review, and then recommendation back to the department. There was a lot of weakness in this process, as you can imagine with disabilities, and the evaluation of whether someone is disabled can be very difficult. We recognize that, and we recognize the fact there were a lot of pressures being brought to bear on family doctors and the like by, I am sure, long-term patients of those doctors, et cetera. We recognize that there were some deficiencies and there were criticisms from a number of sources about the way we dealt with disability pensions, so in 1994 we went out and hired Atlantic Offshore Medical Services. I believe we did a kind of tender on that and Atlantic Offshore Medical Services were hired, as a result of that tender, to adjudicate medical aspects of the applications. So it is an outside, independent, medical operation. All of the medical or disability pension applications now are sent out to Atlantic Offshore, and they come back with an independent recommendation to government and a decision is made. Since that time, as noted here, disability applications have reduced by almost 40 per cent per year. So people are aware, in the system now, that it is much more difficult and the requirements for disability are much more stringent, and that they do go out to outside medical advisors. It is a much more difficult pension now to access. We believe that this system of using an outside consultant is largely responsible for the reduction in the applications that are coming forward. Also in that regard, the Atlantic Offshore Medical Services will use occupational therapists and the like to determine whether people are in fact able to return to work, et cetera. The last item that I will just deal with, and to some extent would like to talk about, is the Teachers' Ancillary Pension Plan. That is the thirty-and-out plan that I mentioned in the Teachers' Pension Plan. There were various particulars raised in the Au