20250AB__048899INT INTRODUCED 2025-02-10 2025 AB INT Introduced by Assembly Member Tangipa LEAD_AUTHOR ASSEMBLY Tangipa

An act to amend

Section 10095.5 of, and to repeal

Section 10094.5 of, the Insurance Code, relating to insurance. insurance Insurance: the California FAIR Plan Association. Existing law required, within days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner.

Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state. This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.

MAJORITY NO NO NO NO NO NO NO NO NO NO The people of the State of California do enact as follows:

SECTION

Section 10094.5 of the Insurance Code is repealed. <caml:Num>10094.5.</caml:Num><caml:LawSectionVersion id="id_2DA9BDCE-C569-408C-A8A0-CF85AFB49BF7"><caml:Content><xhtml:p>Within days following the effective date of this section, the association shall file a new or amended rate application with the commissioner consistent with paragraph (1) of subdivision (

c) of

Section 10091.</xhtml:p></caml:Content></caml:LawSectionVersion></caml:LawSection>"?>

SEC.

Section 10095.5 of the Insurance Code is amended to read: 10095.5. (

a) The association shall establish and maintain an internet website and a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan. The association shall include the toll-free telephone number and internet website address on all communications with an applicant or insured. (

b) An insurance agent or broker transacting basic property insurance shall assist a person seeking their help in obtaining basic property insurance coverage by any one of the following methods:

(1) Making an application for insurance through the plan by submitting an application at the person’s request.

(2) Providing the person with the California FAIR Plan’s internet website address and the toll-free telephone number.

(3) Making an application for insurance, at the person’s request, and placing that person with or through an insurer that offers, or a surplus line broker that procures, basic property insurance coverage.