(

a) Any act of willful misconduct of a minor that results in injury or death to another person or in any injury to the property of another shall be imputed to the parent or guardian having custody and control of the minor for all purposes of civil damages, and the parent or guardian having custody and control shall be jointly and severally liable with the minor for any damages resulting from the willful misconduct.

Subject to the provisions of subdivision (c), the joint and several liability of the parent or guardian having custody and control of a minor under this subdivision shall not exceed twenty-five thousand dollars ($25,000) for each tort of the minor, and in the case of injury to a person, imputed liability shall be further limited to medical, dental and hospital expenses incurred by the injured person, not to exceed twenty-five thousand dollars ($25,000). The liability imposed by this

section is in addition to any liability now imposed by law. (

b) Any act of willful misconduct of a minor that results in the defacement of property of another with paint or a similar substance shall be imputed to the parent or guardian having custody and control of the minor for all purposes of civil damages, including court costs, and attorney’s fees, to the prevailing party, and the parent or guardian having custody and control shall be jointly and severally liable with the minor for any damages resulting from the willful misconduct, not to exceed twenty-five thousand dollars ($25,000), except as provided in subdivision (c), for each tort of the minor. (

c) The amounts listed in subdivisions (

a) and (

b) shall be adjusted every two years by the Judicial Council to reflect any increases in the cost of living in California, as indicated by the annual average of the California Consumer Price Index. The Judicial Council shall round this adjusted amount up or down to the nearest hundred dollars. On or before July of each odd-numbered year, the Judicial Council shall compute and publish the amounts listed in subdivisions (

a) and (b), as adjusted according to this subdivision. (

d) The maximum liability imposed by this

section is the maximum liability authorized under this

section at the time that the act of willful misconduct by a minor was committed. (

e) Nothing in this

section shall impose liability on an insurer for a loss caused by the willful act of the insured for purposes of

Section of the Insurance Code. An insurer shall not be liable for the conduct imputed to a parent or guardian by this

section for any amount in excess of ten thousand dollars ($10,000).