Obligations of Investigative Consumer Reporting Agencies
Cal. CIV § 1786.12
California Statutes
An investigative consumer reporting agency shall only furnish an investigative consumer report under the following circumstances: (
a) In response to the order of a court having jurisdiction to issue the order. (
b) In compliance with a lawful subpoena issued by a court of competent jurisdiction. (
c) In accordance with the written instructions of the consumer to whom it relates. (
d) To a person that it has reason to believe:
(1) Intends to use the information for employment purposes; or
(2) Intends to use the information serving as a factor in determining a consumer’s eligibility for insurance or the rate for any insurance; or
(3) Intends to use the information in connection with a determination of the consumer’s eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider the applicant’s financial responsibility or status; or
(4) Intends to use the information in connection with an order of a court of competent jurisdiction to provide support where the imposition or enforcement of the order involves the consumer; or
(5) Intends to use the information in connection with the hiring of a dwelling unit, as defined in subdivision (
c) of
Section 1940. (
e) An investigative consumer reporting agency shall not prepare or furnish an investigative consumer report to a person described in subdivision (
d) unless the agency has received the certification under paragraph (4) of subdivision (
a) of
Section 1786.16 from the person requesting the report. (
f) An investigative consumer reporting agency shall not furnish an investigative consumer report to a person described in subdivision (
d) if that report contains medical information about a consumer, unless the consumer consents to the furnishing of the report.