No provision of

Section 560, 561, or prohibits any of the following from transacting any business or performing any activity if it is authorized by applicable law to transact the business or perform the activity and is not prohibited by any applicable law, other than

Section 560, 561, or 562, from transacting the business or performing the activity: (

a) Any California state commercial bank, industrial bank, or trust company. (

b) Any national bank. (

c) Any insured foreign (other state) state bank. (

d) Any foreign (other state) state bank that is licensed by the commissioner under

Article 3 (commencing with

Section 1700) of

Chapter of Division 1.1 to maintain a facility, as defined in

Section 1670, in this state. (

e) Any foreign (other nation) bank that is licensed by the commissioner under

Chapter 20 (commencing with

Section 1750) of Division 1.1 to maintain an office in this state. (

f) Any foreign (other nation) bank that maintains a federal agency, as defined in subdivision (

g) of

Section 1750, or federal branch, as defined in subdivision (

h) of

Section 1750, in this state. (

g) Any California state corporation that is incorporated for the purpose of engaging in, and that is authorized by the commissioner to engage in, business under

Article 1 (commencing with

Section 1850) of

Chapter of Division 1.1. (

h) Any corporation incorporated under

Section 25A of the Federal Reserve Act (12 U.S.C.

Sec. 612 et seq.). (

i) Any foreign corporation that is licensed by the commissioner under

Article 1 (commencing with

Section 1850) of

Chapter of Division 1.1 to maintain an office in this state and to transact at that office business under

Article 1 (commencing with

Section 1850) of

Chapter of Division 1.1. (

j) Any industrial bank that is organized under the laws of another state of the United States and is insured by the Federal Deposit Insurance Corporation.