(

a) Any broker, agent, insurer, or other entity within the jurisdiction of the department who is charged with a violation of this

chapter shall be afforded due process through proper notice and public hearing, if requested, before a penalty may be assessed under

Section 10234.3, an order issued under

Section 10234.4, or other remedy imposed by the commissioner. (

b) Written notice, served by registered mail, shall include:

(1) A

summary of the facts establishing reasonable cause that a violation has occurred.

(2) Citation of the code

section or other standard allegedly violated.

(3) A statement of the commissioner’s intent to assess a penalty including the amount of the penalty, or to seek another remedy.

(4) A statement of the respondent’s right to elect any of the following: (

A) To accept assessment of the penalty or other remedy as stated in the notice. (

B) To respond to the charge in writing, after which the commissioner may issue a final order or set a hearing. (

C) To request, within days of receipt of the notice, a public hearing. (

c) If timely requested by the respondent or ordered by the commissioner, a public hearing before the Administrative Law Bureau of the department shall be held within days after the notice is served. Within days after the hearing, the administrative law judge shall issue findings of fact and a proposed order. The commissioner shall issue his or her final order or the proposed order shall become the final order of the commissioner within working days after the hearing unless reconsideration is granted for good cause by the administrative law judge.

If the notice issued to the respondent assessed a penalty of one hundred thousand dollars ($100,000) or more and the respondent has timely requested, the hearing shall be conducted in accordance with

Chapter 5 (commencing with

Section 11500) of Part of Division of Title of the Government Code, and the commissioner shall have all the powers granted therein. (

d) The final order of the commissioner may contain one or more of the remedies set forth in this article. The amount of any penalty assessed need not be limited to the amount stated in the notice to the respondent. (

e) In addition to the penalties set forth in this

section and any other penalties provided by law, the commissioner may suspend an insurer’s certificate of authority under

Section or assess a penalty under

Section 704.7 if the commissioner finds, after notice and hearing, that the insurer has violated this

chapter or regulations adopted pursuant to this

chapter or that the insurer has knowingly permitted any person or entity to do so.