The Legislature declares that the public policy of this state in regard to provisions authorized or required to be included in policies affording automobile liability insurance or motor vehicle liability insurance issued or delivered in this state shall be as stated in this article, that this

article expresses the total public policy of this state respecting the content of such policies, and that no provision of this

article or of the Vehicle Code shall apply to policies affording automobile liability insurance or motor vehicle liability insurance in the Republic of Mexico issued or delivered in this state by a nonadmitted Mexican insurer. The Legislature further declares that it is the intent of the Legislature that the requirements set forth in

Article 2 (commencing with

Section 16450) of

Chapter of Division of the Vehicle Code shall apply only to an owner’s policy or operator’s policy of liability insurance certified as provided in

Section of the Vehicle Code as proof of ability to respond in damages, and that the requirements set forth in

Article 4 (commencing with

Section 11620) of

Chapter of Part of Division of the Insurance Code shall apply only to automobile liability insurance policies issued under the California Assigned Risk Plan. Except as provided above, any other policy issued or delivered in this state affording liability insurance with respect to ownership, maintenance, or use of a motor vehicle shall comply with the requirements set forth in Sections 11580, 11580.1, and 11580.2.