Cancellation and Failure to Renew Certain Property Insurance
Cal. INS § 675
California Statutes
(
a) Except as provided in Sections 676.8 and 679.6, this
chapter shall apply to policies of insurance, other than automobile insurance and workers’ compensation insurance, on risks located or resident in this state which are issued and take effect or which are renewed after the effective date of this
chapter and insuring any of the following contingencies:
(1) Loss of or damage to real property which is used predominantly for residential purposes and which consists of not more than four dwelling units.
(2) Loss of or damage to personal property in which natural persons resident in specifically described real property of the kind described in paragraph (1) have an insurable interest, except personal property used in the conduct of a commercial or industrial enterprise.
(3) Legal liability of a natural person or persons for loss of, damage to, or injury to, persons or property, but not including policies primarily insuring risks arising from the conduct of a commercial or industrial enterprise. (
b) This
chapter shall not be construed so as to modify or negate any of the provisions of
Chapter 3 (commencing with
Section 330) of Part of Division 1, nor to destroy any rights or remedies therein provided. (
c) On and after January 1, 2000, an insurer may not refuse to renew a policy of insurance specified in subdivision (
a) solely on the grounds that a claim is pending under the policy. This subdivision is not applicable to claims made under coverage for loss or damage caused by the peril of earthquake as provided in