Cancellation and Failure to Renew Certain Property Insurance
Cal. INS § 676.3
California Statutes
Nothing in
Section 676.2 shall preclude the imposition of remedial underwriting action upon coverage insuring dentists or physicians and surgeons against legal liability arising from the rendering of professional services by an insured licensed pursuant to
Chapter 4 (commencing with
Section 1600) or
Chapter 5 (commencing with
Section 2000) of Division of the Business and Professions Code, respectively, if remedial underwriting action is imposed pursuant to the recommendation of an underwriting committee advising the insurer; provided that a majority of the members of that committee are licensed pursuant to the
chapter of Division of the Business and Professions Code that is applicable to that particular insured, and written notification of the proposed remedial underwriting action is first given to the insured, and the insured is afforded not less than days to present opposition or argument to the underwriting committee as to why the remedial underwriting action should be modified or withheld, prior to any imposition thereof. Remedial underwriting action includes all actions described in subdivision (
c) of
Section 676.2. Remedial underwriting action imposed pursuant to this
section shall not be subject to
Article 7 (commencing with
Section 1858) of
Chapter of
Part 2, but nothing in this
section shall deny the right of the commissioner to investigate, pursue enforcement action, and seek other remedies as authorized by
Article 1 (commencing with
Section 12919) of
Chapter of Division 3. It is the intent of the Legislature to encourage peer review by insurers providing coverage to persons engaged in the provision of health services and the adoption of conditions of coverage which are intended to protect the public.