Florida Senate - 2025 SB 362 By Senator Osgood 32-00808-25 2025362__ Page 1 of 4 CODING: Words stricken are deletions; words underlined are additions. A bill to be entitled 1

An act relating to reusable tenant screening reports; 2 creating s. 83.471, F.S.; defining terms; authorizing 3 a landlord to accept reusable tenant screening reports 4 and require a specified statement; requiring that 5 certain information be included in reusable tenant 6 screening reports; prohibiting a landlord from 7 charging certain fees to an applicant using a reusable 8 tenant screening report; providing construction; 9 providing applicability; providing an effective date. 10 11 Be It Enacted by the Legislature of the State of Florida: 12 13

Section

Section 83.471, Florida Statutes, is created to 14 read: 15 83.471 Reusable tenant screening reports.— 16

(1) As used in this section, the term: 17 (a)1. “Consumer report” means any written, oral, or other 18 communication of information by a consumer reporting agency 19 bearing on a consumer’s credit worthiness, credit standing, 20 credit capacity, character, general reputation, personal 21 characteristics, or mode of living which is used or expected to 22 be used or collected in whole or in part for the purpose of 23 serving as a factor in establishing the consumer’s eligibility 24 for credit or insurance to be used primarily for personal, 25 family, or household purposes; employment purposes; or any other 26 purpose authorized under 15 U.S.C. s. 1681b. 27 2.

Except for the restrictions provided in 15 U.S.C. s. 28 1681a(d)(3), the term “consumer report” does not include: 29 Florida Senate - 2025 SB 362 32-00808-25 2025362__ Page 2 of 4 CODING: Words stricken are deletions; words underlined are additions. a.

Subject to 15 U.S.C. s. 1681s-3, any report containing 30 information solely as to transactions or experiences between the 31 consumer and the person making the report; communication of such 32 information among persons related by common ownership or 33 affiliated by corporate control; or communication of other 34 information among persons related by common ownership or 35 affiliated by corporate control, if it is clearly and 36 conspicuously disclosed to the consumer that the information may 37 be communicated among such persons and the consumer is given the 38 opportunity, before the time that the information is initially 39 communicated, to direct that such information not be 40 communicated among such persons; 41 b.

Any authorization or approval of a specific extension of 42 credit directly or indirectly by the issuer of a credit card or 43 similar device; 44 c. Any report in which a person who has been requested by a 45 third party to make a specific extension of credit directly or 46 indirectly to a consumer conveys his or her decision with 47 respect to such request, if the third party advises the consumer 48 of the name and address of the person to whom the request was 49 made, and such person makes the disclosures to the consumer 50 required under 15 U.S.C. s. 1681m; or 51 d.

A communication described in 15 U.S.C. s. 1681a(

o) or 15 52 U.S.C. s. 1681a(x). 53 (b) “Consumer reporting agency” means any person who, for 54 monetary fees, dues, or on a cooperative nonprofit basis, 55 regularly engages in whole or in

part in the practice of 56 assembling or evaluating consumer credit information or other 57 information on consumers for the purpose of furnishing consumer 58 Florida Senate - 2025 SB 362 32-00808-25 2025362__ Page 3 of 4 CODING: Words stricken are deletions; words underlined are additions. reports to third parties, and who uses any means or facility of 59 interstate commerce for the purpose of preparing or furnishing 60 consumer reports. 61 (c) “Reusable tenant screening report” means a consumer 62 report that: 63 1.

Is prepared within the previous 30 days by a consumer 64 reporting agency at the request and expense of an applicant. 65 2. Is made directly available to a landlord for use in the 66 rental application process or is provided through a third-party 67 website that regularly engages in the business of providing a 68 reusable tenant screening report and complies with all state and 69 federal laws pertaining to use and disclosure of information 70 contained in a consumer report by a consumer reporting agency. 71 3. Is available to the landlord at no cost to access or 72 use. 73

(2) A landlord may accept reusable tenant screening reports 74 and may require an applicant to state that there has not been a 75 material change to the information in the reusable tenant 76 screening report. 77

(3) A reusable tenant screening report must include all of 78 the following information: 79 (

a) The applicant’s full name. 80 (

b) The applicant’s contact information, including mailing 81 address, e-mail address, and telephone number. 82 (

c) Verification of the applicant’s employment. 83 (

d) The applicant’s last known address. 84 (

e) The results of an eviction history check in a manner 85 and for a period of time consistent with applicable law related 86 to the consideration of eviction history in housing. 87 Florida Senate - 2025 SB 362 32-00808-25 2025362__ Page 4 of 4 CODING: Words stricken are deletions; words underlined are additions. (

f) The date through which the information contained in the 88 report is current. 89

(4) If an applicant provides a reusable tenant screening 90 report to a landlord who accepts such reports, the landlord may 91 not charge the applicant a fee to access the report or an 92 application screening fee. 93

(5) This

section does not: 94 (

a) Affect any other applicable law related to the 95 consideration of criminal history information in housing, 96 including, but not limited to, local ordinances governing the 97 information that landlords may review and consider when 98 determining to whom they will rent; or 99 (

b) Require a landlord to accept reusable tenant screening 100 reports. 101

(6) If an ordinance, a resolution, a regulation, a rule, an 102 administrative action, an initiative, or other policy adopted by 103 a municipality or county conflicts with this section, the policy 104 that provides greater protections to applicants applies. 105

Section 2. This act shall take effect July 1, 2025. 106