Senate Bill 570 (2026) — Task Force on Payment Scams
SB 570
Florida Bills
Florida Senate - 2026 SB 570 By Senator Polsky 30-00634-26 2026570__ Page 1 of 6 CODING: Words stricken are deletions; words underlined are additions. A bill to be entitled 1
An act relating to the Task Force on Payment Scams; 2 creating s. 17.675, F.S.; creating the Task Force on 3 Payment Scams adjunct to the Department of Financial 4 Services; requiring the department to provide 5 administrative and staff support relating to the 6 functions of the task force; defining the terms 7 “payment” and “task force”; requiring the Chief 8 Financial Officer to establish the task force by a 9 specified date; providing the purpose of the task 10 force; providing that members serve without 11 compensation but are entitled to per diem and travel 12 expenses; providing requirements for meetings; 13 providing duties of the task force; providing 14 reporting requirements; providing for future repeal 15 and legislative review of the task force; providing an 16 effective date. 17 18 Be It Enacted by the Legislature of the State of Florida: 19 20
Section
Section 17.675, Florida Statutes, is created to 21 read: 22 17.675 Task Force on Payment Scams.— 23
(1) The Task Force on Payment Scams, a task force as 24 defined in s. 20.03(5), is created adjunct to the Department of 25 Financial Services. Except as otherwise provided in this 26 section, the task force shall operate in a manner consistent 27 with s. 20.052. The department shall provide administrative and 28 staff support relating to the functions of the task force. 29
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(2) As used in this section, the term: 30 (a) “Payment” means any mechanism through which an 31 individual can electronically transfer funds to another 32 individual via a platform or intermediary. 33 (b) “Task force” means the Task Force on Payment Scams 34 created under this section. 35
(3) No later than October 1, 2026, the Chief Financial 36 Officer shall establish the Task Force on Payment Scams. The 37 purpose of the task force is to recognize and avert payment 38 scams by doing all of the following: 39 (
a) Examining current trends and developments in payment 40 scams, identifying effective methods for preventing such scams, 41 and issuing recommendations to enhance efforts to identify and 42 prevent such activities. 43 (
b) Adopting a cross-sector approach to ensure the task 44 force’s recommendations reflect the full scope of the issue, 45 given that scams impact individuals across a wide range of 46 industries, including financial services, telecommunications, 47 and technology. 48 (
c) Including representation from stakeholders with direct 49 experience supporting victims of scams, as well as industry 50 participants with insight into scam tactics and prevention 51 strategies. 52 (4)(
a) The task force shall be chaired by the Chief 53 Financial Officer or his or her designee and task force members 54 shall include all of the following: 55 1. The Commissioner of Agriculture or his or her designee. 56 2. The Attorney General or his or her designee. 57 3. A representative from the Division of Treasury of the 58
Florida Senate - 2026 SB 570 30-00634-26 2026570__ Page 3 of 6 CODING: Words stricken are deletions; words underlined are additions. Department of Financial Services, appointed by the Chief 59 Financial Officer. 60 4. The Secretary of Commerce or his or her designee. 61 5. A representative from the Financial Crime Analysis 62 Center of the Department of Law Enforcement, appointed by the 63 Chief Financial Officer. 64 6. A representative from the Financial Transaction Database 65 of the Department of Law Enforcement, appointed by the Chief 66 Financial Officer. 67 7.
A representative from a financial institution who has 68 expertise in identifying, preventing, and combating payment 69 scams, appointed by the Chief Financial Officer in consultation 70 with the task force. 71 8. A representative from a credit union who has expertise 72 in identifying, preventing, and combating payment scams, 73 appointed by the Chief Financial Officer in consultation with 74 the task force. 75 9.
A representative from a digital payment network who has 76 expertise in identifying, preventing, and combating payment 77 scams, appointed by the Chief Financial Officer in consultation 78 with the task force. 79 10. A representative from a community bank, appointed by 80 the Chief Financial Officer in consultation with the task force. 81 11. A representative from a consumer group, appointed by 82 the Chief Financial Officer in consultation with the task force. 83 12.
A representative from an industry association 84 representing technology or online platforms, appointed by the 85 Chief Financial Officer in consultation with the task force. 86 13. Not more than five representatives appointed by the 87
Florida Senate - 2026 SB 570 30-00634-26 2026570__ Page 4 of 6 CODING: Words stricken are deletions; words underlined are additions. Chief Financial Officer to represent scam victims, scam victim 88 support networks, and other relevant stakeholders in order to 89 better assist consumers and stakeholders. 90 (
b) Members of the task force shall serve until the 91 termination of the task force. Any vacancy occurring in the 92 membership of the task force shall be filled in the same manner 93 in which the original appointment was made. 94 (
c) Members of the task force: 95 1. Shall serve without compensation, except that employees 96 of this state shall receive the same salaries and benefits as 97 they would without serving on the task force. 98 2. Are entitled to receive reimbursement for per diem and 99 travel expenses pursuant to s. 112.061. 100 (
d) The task force shall meet at least three times during 101 the 1-year period beginning on October 1, 2026, and thereafter 102 at such times and places and by such means as the chair of the 103 task force determines to be appropriate, which may include the 104 use of communications media technology. 105
(5) The duties of the task force include all of the 106 following: 107 (
a) Evaluating best practices for combating scammer 108 methods, such as spoofed calls, scam text messages, and 109 malicious advertisements, pop-ups, and websites. 110 (
b) Assessing how other state, federal, and international 111 jurisdictions have tried to prevent payment scams. 112 (
c) Identifying and reviewing current methods used to scam 113 a consumer through payment platforms. 114 (
d) Determining a strategy for education programs that 115 better equip consumers to identify, avoid, and report payment 116
Florida Senate - 2026 SB 570 30-00634-26 2026570__ Page 5 of 6 CODING: Words stricken are deletions; words underlined are additions. scam attempts to the appropriate authorities. 117 (
e) Coordinating efforts to ensure perpetrators of payment 118 scams can be identified and pursued by law enforcement. 119 (
f) Consulting with other relevant stakeholders, including 120 federal, state, local, and tribal agencies and financial 121 services providers. 122 (
g) Determining whether any additional legislation would be 123 beneficial for law enforcement and industry in mitigating 124 payment scams. 125 (
h) Identifying potential solutions to payment scams 126 involving business e-mail compromise. 127 (6)(
a) No later than 1 year after the date on which the 128 task force is established, the task force shall submit to the 129 President of the Senate and the Speaker of the House of 130 Representatives and make publicly available online a report 131 detailing all of the following: 132 1. The results of the reviews and evaluations of the task 133 force under subsection (5). 134 2. The strategy identified under subsection (5). 135 3. Any legislative or regulatory recommendations described 136 in subsection (5) which would enhance the ability to detect and 137 prevent payment scams. 138 4.
Recommendations to enhance cooperation among federal, 139 state, local, and tribal authorities in the investigation and 140 prosecution of scams and other financial crimes, including 141 harmonizing data collection, improving reporting mechanisms and 142 channels, estimating the number of complaints and consumers 143 affected, and evaluating the effectiveness of anti-scam training 144 programs. 145
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b) After submitting an initial report required under 146 paragraph (a), the task force shall submit annually to the 147 President of the Senate and the Speaker of the House of 148 Representatives and make publicly available online an updated 149 version of the report. 150
(7) In accordance with s. 20.052(8), this
section is 151 repealed October 2, 2029, unless reviewed and saved from repeal 152 through reenactment by the Legislature. 153