Gerardo GONZALEZ, Yamel Gonzalez, Plaintiffs-Appellants, v. WELLS FARGO BANK, N.A., A National Bank Association, f.k.a. Wachovia Bank, Defendant-Appellee, 604 F. App'x 908

PER CURIAM: Gerardo Gonzalez and Yamel Gonzalez appeal the dismissal of their complaint against Wells Fargo Bank as time-barred by Florida’s four-year statute of limitations for fraud claims. Their complaint alleges that Wells Fargo fraudulently induced them to obtain a $600,000 home equity loan for which they were unqualified and one which they were unable to pay back. They contend that the statute of limitations clock began to run either in

(1) April of 2007 when they closed on the loan, or

(2) July 2008 when William Mar-tucci, Yamel’s father, ceased making payments on the loan, which is when they either discovered or should have discovered the accrual of the fraud. Taking the allegations of the complaint as true and upon thorough review, we conclude that the district court was correct in dismissing the case pursuant to Federal Rule of Criminal Procedure 12(b)(6) because the Gonzalezes’ complaint was filed more than four years after either scenario. Therefore, the judgment of the district court is AFFIRMED.