Qadeer AZAM, Plaintiff-Appellant, v. WELLS FARGO BANK, N.A., et al., Defendants-Appellees, 677 F. App'x 326

MEMORANDUM 1, ‘We review; a district court’s decision to take judicial notice for abuse of discretion.” Skilstaf, Inc. v. CVS Caremark Corp., 669 F.3d 1005, 1016 n.9 (9th Cir. 2012). Because the documents in question were matters of public record, the district court did not abuse its discretion by taking judicial notice of them. Fed. R. Evid. 201(b)(2). Azam makes no more than con-clusory allegations to challenge the accuracy, truth, or validity of any of the documents, and the district court considered them primarily to determine the chronology óf events. 2.

Contrary to Azam’s contentions, the district court laid out the proper statute of limitations for each of the claims in question, the proper date—indeed, the latest possible date—on which the limitations period for each claim began to run, and the date the limitations period expired for each claim prior to the filing of the complaint. Azam offers no more than conclusory allegations that he could not have discovered his claims sooner in support of his argument for equitable tolling. See, e.g., Santa Maria v. Pac.

Bell, 202 F.3d 1170, 1178 (9th Cir. 2000), overruled on other grounds by Socop-Gonzalez v, I.N.S., 272 F.3d 1176, 1194-96 (9th Cir. 2001) (en banc); Norgart v. Upjohn Co., 21 Cal.4th 383, 87 Cal.Rptr.2d 453, 981 P.2d 79, 88-89 (1999). Assuming, without deciding, that the continuing violations doctrine would apply to Azam’s claims, he offers only conclusory allegations that his claims are the result of any violations that purportedly continued into an applicable limitations period prior to the filing of his complaint. See, e.g., United States v. Estate of Hage, 810 F.3d 712, 721 (9th Cir. 2016). 3.

Ordinarily, a full tender must be made to set aside a foreclosure sale, based upon equitable principles. Stebley v. Litton Loan Servicing, LLP, 202 Cal.App.4th 522, 134 Cal.Rptr.3d 604, 607 (2011). A full tender may not be required, however, where one or more of four recognized exceptions applies. Lona v. Citibank, N.A., 202 Cal.App.4th 89, 134 Cal.Rptr.3d 622, 640-42 (2011). While it might be appropriate in most cases to decline to apply the full tender rule at the pleading stage, see, e.g., Ogilvie v. Select Portfolio Servicing, No. 12-CV-001654-DMR, 2012 WL 3010986, at *6 (N.D. Cal.

July 23, 2012), that course is not appropriate where, as here, Azam has not sufficiently alleged any ability to tender and his assertions of exceptions to the full tender rule are based on no more than conclusory allegations. 4. Azam’s reliance on Glaski v. Bank of Am., N.A., 218 Cal.App.4th 1079, 160 Cal.Rptr.3d 449, 452 (2013), as establishing his standing to assert fraudulent securitization, is misplaced. The New York Supreme Court, Appellate Division, has since reversed the trial court decision on which Glaski relied. Wells Fargo Bank, N.A. v. Erobobo, 127 A.D.3d 1176, 9 N.Y.S.3d 312 (N.Y. App.

Div. 2015); see also Rajamin v. Deutsche Bank Nat’l Tr. Co., 757 F.3d 79, 90 (2d Cir. 2014) (rejecting Glaski). Also, the California Court of Appeal held that, under New York law—the law governing the trust at issue in this case—an untimely assignment into a securitized trust is not void, but merely voidable, and that borrowers lack standing to challenge such assignments. See, e.g., Saterbak v. JPMorgan Chase Bank, N.A., 245 Cal.App.4th 808, 199 Cal.Rptr.3d 790, 796 (2016) (citing Rajamin, 757 F.3d at 88-89). 5.

Making conclusory allegations and accusations is not the same as pleading facts establishing the plausibility of a claim. In re Tracht Gut, LLC, 836 F.3d 1146, 1150-51 (9th Cir. 2016). Azam has also failed to state legally cognizable theories for several of his claims, even accepting the pertinent allegations as true. Id. 6. The district court did not abuse its discretion by concluding that there were defects in Azam’s complaint that could not be cured by amendment. See Manzarek v. St. Paul Fire & Marine Ins. Co., 519 F.3d 1025, 1034 (9th Cir. 2008).

We have no more reason than the district court did to believe that an amendment would cure the defects in Azam’s complaint. AFFIRMED. This disposition is not appropriate for publication and is not precedent except as provided by 9th Cir. R. 36-3.